RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.69% (6.52%*) • Investment PI: 5.49% (5.98%*)

Mortgage Comparison Engine Pending Release

From very early next year we'll be releasing our Comparison API to unrestricted use. Until now, the only groups that were generally using the tool were those 'testing' the comparison engine on their website and those ethical leadgen guys that were returning valid results to users (the registered Beta was always available but rarely promoted). After a very lengthy period of testing, we'll be building the updated search forms into our broker website, and we'll include basic features into our free WordPress plugin. Existing website users already have the page hidden so the value will become active with the applicable plugin update.

When used programatically, the API itself is extremely effective at generating accurate results. It accepts various parameters for the search (as you would expect) but also accepts other attributes such as DTI/TTB/LVI(R) parameters, else the values are simply determined when processed. Additionally, the API accepts plain text policy instructions and will measure the freehand statements against 160 lenders that are currently indexed. The AI optionally filters 'standard' comparison results based on its resolved understanding.

The 'Apply Now' button will link wherever you choose.

We don't expect to include equipment comparison tools unless they're specifically requested. As a free tool we'll have to maintain it, so we're simply trying to limit the time required to support it.

With the pending release, we ask that any business using the tool please reply back to a recent email with any issues you have recently encountered.

A comparison tool like this is far from the future of borrower research. Our chatbot is now trained on over 160 lenders so it's able to have a real 'discussion' with a user that includes information, policy knowns, and details well outside the scope of mortgage products... so it might represent what 'comes next'. The chatbot will see a wider release early next year.

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