RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.69% (6.52%*) • Investment PI: 5.49% (5.98%*)

anzbank, bankhistory, beliefmedia, esanda, macquariegroup, ozhistory, sydney, williamstreet

ES&A Bank, William St, Sydney, 1916

ES&A Bank in a three storey building, 229 William St, Sydney, 1916.

The English, Scottish & Australian Bank Limited was an Australian bank founded in 1852 by Royal Charter in London and named English, Scottish and Australian Chartered Bank. Following a financial reconstruction in 1893 its business was renamed English, Scottish and Australian Bank Limited. Known to all as ES&A it merged with ANZ on 1st October 1970 to form Australia and New Zealand Banking Group Limited.

Esanda was a consumer finance division of ES&A which began separate operations in 1955.

The ESandA name is an acronym of ES&A.

In 2015 ANZ sold Esanda to Macquarie Group.

Also shown in the photograph is Sinclairs Stationery, Toys Tobacconist, and George P Fife Teeth Specialist (with painless extractions, artificial teeth and plates).

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January 6, 2023

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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ES&A Bank, William St, Sydney, 1916

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