RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

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ES&A Bank Building, King William St, Adelaide, 1910

ESA Bank Building, King William St, Adelaide, 1910.

The second photograph shows the building on the west side of King William Street in 1895 (a single decker horse tram trundles past horse cabs standing in the centre of the street). The ES&A building is in the centre, with the AMP building on the left. On the right is the premises of Robert A. Thompson & Company, Photographers. The extreme right of the photo is 22 yards south of North Terrace.

Sadly, the buildings are long gone(a Westpac branch is on the corner of King William and North Terrace, and a China Bank branch occupies the approximate locating of the old ES&A building.

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February 9, 2023

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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ES&A Bank Building, King William St, Adelaide, 1910

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