RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.69% (6.48%*) • Investment PI: 5.39% (6.59%*)

adelaide, bankhistory, beliefmedia, esanda, ozhistory

English, Scottish and Australian Bank, Adelaide, 1910

English, Scottish and Australian Bank, 13 Kin Williams Street, Adelaide, 1910.

The English, Scottish & Australian Bank Limited was an Australian bank founded in 1852 by Royal Charter in London, and the first Australia branch was founded in Sydney in 1853. ES&A merged with ANZ on the 1st October 1970 to form Australia and New Zealand Banking Group Limited. At the time of the merger ES&A had a network of about 570 branches across Australia.

Esanda was a consumer finance division of ES&A which began separate operations in 1955. Its name is an acronym of ES&A (ESandA).

In 2015 ANZ sold Esanda to Macquarie Group.

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September 30, 2021

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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English, Scottish and Australian Bank, Adelaide, 1910

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