RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.69% (6.52%*) • Investment PI: 5.49% (5.98%*)

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Australian Bank of Commerce, Sydney, 1901

Electric trams outside the old David Jones building on George Street, Sydney, c1901. The furthest building to the left is the old Australian Bank of Commerce (now the Apple Store). The bank was known as the Australian Joint Stock Bank from 1852 to 1910, after which it became the Australian Bank of Commerce, and then was taken over by the Bank of New South Wales in 1931. After multiple mergers, the Bank of Commerce is now known as Westpac.

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September 30, 2021

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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Australian Bank of Commerce, Sydney, 1901

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