RBA Cash Rate: 4.10% · 1AUD = 0.62 USD · Inflation: 2.4%

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Example Interest Rates: Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.64% (6.42%*) • Investment PI: 4.99% (5.91%*)

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Bank of NSW Tent, West Wyalong Goldfields, c1893

A Bank of New South Wales ‘tent branch’ in the goldfields at West Wyalong, c1893. At the time, it was normal for ‘Branch Managers’ to be issued with dogs, a gun, and strong boxes! The year was 1816, and Australia was divided into different British colonies. The colonies traded with each other and foreign merchants under a barter system. At

September 15, 2023

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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