RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.69% (6.52%*) • Investment PI: 5.49% (5.98%*)

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bankhistory

Gold Escort, Bathurst, 1872

During the Australian Gold Rush, escorts were required to transport gold – not totally unlike modern armoured vehicle transport. This photograph was taken in Bathurst in 1872. The first gold rush in Australia began in May 1851 after prospector Edward Hargraves with others claimed to have discovered payable gold near Orange, at a site called Ophir. Hargraves had been to

October 2, 2023

asx

Bendigo Stock Exchange, Bendigo, c1880

The Bendigo Stock Exchange in Bendigo, Australia, c1880. The Bendigo Stock Exchange traces its roots to the 1860s, when gold prospectors needed access to capital to build deep mining shafts under the city. Pictured is the Beehive building in Bendigo which hosted the original mining exchange in the 19th century.

October 2, 2023

bankhistory

Clarke Street, Hill End, 1872

Clarke Street, Hill End, during the Aust

October 6, 2021

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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