The footer disclaimer is shown in the footer of your website on every page. It is not to be confused with the required privacy, terms, and disclaimer standalone pages. A default footer disclaimer will apply if a personal disclaimer is not sent.
The Result
The result of the default footer disclaimer is shown below.
Pictured: Default footer disclaimer and comparison text is as follows: "The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice." It may obviously be updated by you at any time.
Note that the disclaimer includes an always up-to-date credit guide link. It is expected that the disclaimer will also include Credit Rep and licencing details (also optionally included the in the footer).
Footer Disclaimer in Yabber
You may create as many disclaimers as required, as alternate disclaimers may be required from time-to-time. Additionally, alternate disclaimers may be required for your other satellite websites.
Pictured: Creating a disclaimer in Yabber. As many disclaimers may be created as required. Note that a default title is applied - this should be altered. The disclaimer is created in plain text but may include HTML and rate placeholder text.
To update the disclaimer on your website, do so via the 'Send' panel. Select your website and disclaimer, and send. The change is immediate.
Pictured: To update the disclaimer on your website, do so via the 'Send' panel. Select your website and disclaimer, and send. The change is immediate.
Adding Your Credit Guide Link
To associate your credit guide link with the disclaimer (it is added towards the end with an updated tooltip applied), do so via the 'Credit Guide' panel. Select your website and credit guide, and send. The change is effective immediately.
Pictured: To associate your credit guide link with the disclaimer (it is added towards the end with an updated tooltip applied), do so via the 'Credit Guide' panel. Select your website and credit guide, and send.
The credit guide is always up-to-date. As you update the guide in Yabber's File (Download) Manager, the change on your website is immediate. Please make attempts to keep your credit guide up-to-date as required by law (replacing it in Yabber takes no more than a few seconds).
Related: Read the FAQ on "How to Include a Credit Guide Link Anywhere on Your Website".
You may review, edit, and send your data to your website from the 'Review' panel. Note that all disclaimers are kept in full for compliance purposes.
Pictured: You may review, edit, and send your data to your website from the 'Review' panel. Note that all disclaimers are kept in full for compliance purposes.
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Related Front Page FAQs
Related FAQs and features relating to your website front page.
We generally advocate for brokers to position themselves in various ways by way of standalone websites that have a defined siloed audience and serve a very specific purpose. However, managing multiple websites can be problematic for a number of reasons, with duplicate content and time requirements probably topping the list. If managed correctly - and… [ Learn More ]
The Lender Widgets on your website are one of your most powerful website features. Despite the ubiquitous industry rhetoric suggesting that sharing rates will only attract 'rate chasers' (partially true, but outside the scope of this FAQ), the rate information shared on your website will objectively attract and convert more mortgage clients. Used in company… [ Learn More ]
The Lender Widgets on your website are one of your most powerful website features. Despite the ubiquitous industry rhetoric suggesting that sharing rates will only attract 'rate chasers' (partially true, but outside the scope of this FAQ), the rate information shared on your website will objectively attract and convert more mortgage clients. Used in company… [ Learn More ]
In order to represent your panel of lenders on your website, most brokers will use a silly slider of static images, and others will use a single fixed image comprised of multiple images - just a lazy solution. Your website includes a grid of images that links to the application Lender Archive Page that'll… [ Learn More ]
There's a Rate Ribbon on the front page of your website below the centre-fold block that presents the lowest rates of various types. The purpose of the ribbon is to position yourself as a broker, showcase your digital expertise, and create early funnel pathways. Each rate shown in the ribbon links to the relevant
The single line rate bar is shown on the broker website framework by default as part of the header and in the centre of the front page. The purpose is to position yourself as a broker, differentiate yourself from the 'others', showcase lowest available rates from your accredited lenders, and create website pathways. This FAQ… [ Learn More ]
The testimonial module is the most versatile in the finance (or any other) industry. We suggest you use it and take full advantage of the system. The Testimonial module will perform the following functions: Automatically pull reviews, testimonials, and recommendations from a growing list of services. The system will publish each review to all of… [ Learn More ]
The footer disclaimer is shown in the footer of your website on every page. It is not to be confused with the required privacy, terms, and disclaimer standalone pages 
. A default footer disclaimer will apply if a personal disclaimer is not sent.
The Result
The result of the default footer disclaimer is shown below.… [ Learn More ]Website footer logos comprise of two blocks: industry logos, and social links. Social icons may be rendered in any number of ways but it's expected that they'll be in the footer as there is where website visitors go looking for them. You may update logo and social links at any time.
The Result
The result… [ Learn More ]By default, two 'Announcement' blocks may be assigned to your front page, although you may add more if required. This FAQ assumes that you have an understanding of Statements, and at least one Statement is created. Read the Statement FAQ here. By default, two Statement blocks are assigned to the front page: an upper… [ Learn More ]
We encourage multiple videos on your front page, and they should be presented in multiple ways. The front page video panel is shown (by default) at the bottom of your front page. However, the block may be moved if required, and it may be used anywhere with the use of shortcode.
The Result
The result… [ Learn More ]We encourage multiple videos on your front page, and they should be presented in multiple ways. The primary front page website video is shown fully rendered, and by default it'll show about half way down the front page.
The Result
The result of the front page video is as you would expect (shown below).
The Front Page CTA Video Button is an optional button that presents alongside the two Primary CTA Buttons. The button simply launches a YouTube, Wistia, or other video in a popup modal. It supplements the videos that are expected elsewhere on your front page.
The Result
The result of the video button is as… [ Learn More ]There are two primary buttons made available in the top-fold primary CTA panel. These two buttons are styled to your liking and link to one or more of your Yabber assets. We recommend using both buttons.
The Result
The result of the two front page buttons - n our case styled in black and white… [ Learn More ]Website front page primary CTA text is defined in the 'Front Page' module within Yabber. Select the 'CTA' option, select your website, and define the text you wish to show on your website. Any submitted changes are immediately applied on your website. Related Website Article: "Managing Front Page Website Content Within Yabber". First, a… [ Learn More ]
You may update your website primary logo quickly and easily via Yabber. The system supports two other primary functions: seasonal logos; and conditional logos. A seasonal logo will swap out for a period of time as defined by you, and a conditional logo will show based on the resolved borrowing objective of a user.
Uploading… [ Learn More ]
Your primary and other website phone numbers are all included on your website with dynamic shortcode. Any phone number registered in Yabber will be available on your website in any location, and it may be updated at any time. This includes the phone number in your primary website header. Numbers are updated globally, meaning that… [ Learn More ]
Related Compliance FAQs
Related FAQs and features relating to mortgage broker compliance. Compliance is a broad topic that tends to touch most modules, so only primary compliance modules are shown.
In an FAQ titled How to Update the ‘Every Page’ Compliance Footer and Disclaimer we described how to add or alter the General Disclaimer at the bottom of every page. This area includes your general disclaimer, Licencing details, ACL or Credit Rep attributes, or anything else your parent ACL holder deems necessary. That same… [ Learn More ]
Your website includes three primary pages to satisfy the Australian Privacy Principles (APP). The APPs are the cornerstone of the privacy protection framework in the Privacy Act 1988 and form part of your broader digital compliance architecture. The three pages are shown in your website footer. You may access the compliance module by selecting the… [ Learn More ]
The footer disclaimer is shown in the footer of your website on every page. It is not to be confused with the required privacy, terms, and disclaimer standalone pages. A default footer disclaimer will apply if a personal disclaimer is not sent.
The Result
The result of the default footer disclaimer is shown below.… [ Learn More ]Website footer logos comprise of two blocks: industry logos, and social links. Social icons may be rendered in any number of ways but it's expected that they'll be in the footer as there is where website visitors go looking for them. You may update logo and social links at any time.
