YOUTH REWARD SAVER

 General Lending Rates

 Product Features

• Bonus Rewards Additional Information: Bonus interest if deposit >$10/Mth and no withdrawals

• Npp Enabled Additional Information: This account type is enabled for Osko payments, via the New Payments Platform (NPP). Osko is the faster way to pay or receive money from friends, family and businesses. No more waiting days for money to change hands. Now you can pay and be paid in a matter of seconds

• Npp Payid Additional Information: Create a PayID through Horizon Banks Internet Banking or Mobile Banking App to receive Osko payments with a unique identifier, such as your mobile number or email address, enabling you to receive and send money securely without the need to remember complex banking details.

• Digital Banking Additional Information: Internet Banking and Mobile Banking App

• Bill Payment Additional Information: BPAY is an electronic bill payment service, providing a convenient access point for the payment and receipt of consumer bills.

 Product Eligibility

• Min Age - 13.

• Max Age - 17.

• Natural Person

 Bank Fees and Charges

• Bulk Coin Countage (Deposit), Amount: Not Listed.. Additional Information: Up to 2% for bulk coin counting above $300. Fee excludes money boxes & community

• Direct Debit Dishonour (Event), Amount: 9.00.

• Foreign Cheque Deposit (Transaction), Amount: 11.00.

• Overdrawn Savings Account (Event), Amount: 20.00. Additional Information: per occurence

• Statement Copy (Event), Amount: 2.50.

• Total Cash Withdrawal Above 4000 Per Day (Withdrawal), Amount: Not Listed.. Additional Information: A fee of 0.25% of total cash withdrawals is charged for total cash withdrawals over $4000 in a day.