Bonus Saver Account

 General Lending Rates

 Product Features

• Unlimited Txns Additional Information: Unlimited electronic transactions available on your account

• Free Txns Additional Information: Unlimited free electronic transactions available on your account

• Npp Payid Additional Information: Get faster payments between participating banks, anytime with a Pay ID

• Npp Enabled

• Other Additional Information: Backed by the Government Deposit Guarantee for deposits up to $250,000

 Product Eligibility

• Residency Status - Permanent Resident. Additional Information: You must be an Australian resident

• Natural Person

 Bank Fees and Charges

• Monthly Account Fee (Periodic), Amount: 5.00. Additional Information: Members are exempt from the monthly fee if they: A) Maintain a minimum business balance of $5,000 which is the combined balance of all deposits and borrowings, at all times throughout the month B) Are under 25 years or over 65 years C) Have held their membership for less than 3 months. D) Have zero VISA debit transactions for the month which includes ATM, eftpos, paywave, digital wallet, online an

• Manual Transfer Fee (Transaction), Amount: 5.00. Additional Information: A fee charged when you require staff assistance for a transaction from your account

• Outward Rtgs Payment Fee (Withdrawal), Amount: 30.00. Additional Information: A Processing fee charged when you require funds to be sent straight away

• Inward Rtgs And Swift Payment Fee (Deposit), Amount: 10.00. Additional Information: A processing fee charged when you receive funds through this channel

• Paper Statement Fee (Periodic), Amount: 2.00. Additional Information: A fee charged to cover the cost of producing and sending paper statements

• Inactive Account Fee (Periodic), Amount: 20.00. Additional Information: A fee charged on accounts inactive for 12 months

• Dormancy Fee (Periodic), Amount: 20.00. Additional Information: A fee charged if your account remains inactive for 7 years, and we will treat your account as dormant. We have a legal obligation to remit dormant balances exceeding $500 to ASIC as unclaimed money

• Recall Of Funds (Event), Amount: 55.00. Additional Information: A fee charged for a request to recall funds

• Quickdebit Dishonour Fee (Transaction), Amount: 20.00. Additional Information: A fee charged when you have insufficient funds in your account and we are unable to honour the transaction for you

• Late Payment Fee (Event), Amount: 15.00. Additional Information: A fee charged when you don't make your minimum monthly payment, plus any overdue amount

• Temporary Daily Limit Increase (Event), Amount: 10.00. Additional Information: A fee charged when requiring a temporary higher transaction limit

• Bank Cheque Fee (Withdrawal), Amount: 10.00. Additional Information: A fee charged when a bank cheque is drawn on your account

• Foreign Cheque Deposit (up To $25k) (Transaction), Amount: 20.00. Additional Information: A fee charged for depositing a foreign cheque up to $25,000

• Foreign Cheque Deposit (over $25k) (Transaction), Amount: 50.00. Additional Information: A fee charged for depositing a foreign cheque over $25,000

• Telegraphic Transfer - Service Centre (Transaction), Amount: 35.00. Additional Information: A fee charged for a staff assisted foreign transfer

• Telegraphic Transfer - Online (Transaction), Amount: 20.00. Additional Information: A fee charged for an online foreign transfer

• Telegraphic Transfer - Australian (Transaction), Amount: 50.00. Additional Information: A fee charged for an online Australian transfer

• Bank Draft (Transaction), Amount: 15.00. Additional Information: A fee charged for processing a bank draft