Cash Management Account

 General Lending Rates

 Product Features

• Unlimited Txns Additional Information: Unlimited electronic transactions available on your account

• Free Txns Additional Information: Unlimited free electronic transactions available on your account

• Npp Payid Additional Information: Get faster payments between participating banks, anytime with a Pay ID

• Npp Enabled

• Other Additional Information: Funds are available after a 7 day retention period

• Other Additional Information: Backed by the Government Deposit Guarantee for deposits up to $250,000

• Other Additional Information: Securely lock your debit card in the GCMB App while you look for it and unlock it again when you find it

 Product Eligibility

• Residency Status - Permanent Resident. Additional Information: You must be an Australian resident

• Natural Person

 Bank Fees and Charges

• Monthly Account Fee (Periodic), Amount: 6.00. Additional Information: Account fee charged when minimum monthly value is less than $5,000 includes combined balances of savings, term deposits and loans

• Cash Withdrawal At Service Centre (Transaction), Amount: 1.00. Additional Information: A fee charged when requiring a staff assisted withdrawal from a Service Centre

• Cash And Cheque Deposits At Anz (Transaction), Amount: 1.00. Additional Information: A fee charged when transacting at an ANZ branch

• Manual Transfer Fee (Transaction), Amount: 5.00. Additional Information: A fee charged when you require staff assistance for a transaction from your account

• Outward Rtgs Payment Fee (Withdrawal), Amount: 30.00. Additional Information: A Processing fee charged when you require funds to be sent straight away

• Inward Rtgs And Swift Payment Fee (Deposit), Amount: 10.00. Additional Information: A processing fee charged when you receive funds through this channel

• Paper Statement Fee (Periodic), Amount: 2.00. Additional Information: A fee charged to cover the cost of producing and sending paper statements

• Inactive Account Fee (Periodic), Amount: 20.00. Additional Information: A fee charged on accounts inactive for 12 months

• Dormancy Fee (Periodic), Amount: 20.00. Additional Information: A fee charged if your account remains inactive for 7 years, and we will treat your account as dormant. We have a legal obligation to remit dormant balances exceeding $500 to ASIC as unclaimed money

• Recall Of Funds (Event), Amount: 55.00. Additional Information: A fee charged for a request to recall funds

• Direct Debit Honour Fee (Payment), Amount: 15.00. Additional Information: A fee charged when you have insufficient funds in your account but we honour the transaction for you and overdraw your account

• Direct Debit Dishonour Fee (Transaction), Amount: 20.00. Additional Information: A fee charged when you have insufficient funds in your account and we are unable to honour the transaction for you

• Quickdebit Dishonour Fee (Transaction), Amount: 20.00. Additional Information: A fee charged when you have insufficient funds in your account and we are unable to honour the transaction for you

• Late Payment Fee (Event), Amount: 15.00. Additional Information: A fee charged when you don't make your minimum monthly payment, plus any overdue amount

• Temporary Daily Limit Increase (Event), Amount: 10.00. Additional Information: A fee charged when requiring a temporary higher transaction limit

• Deposit Book Fee (Event), Amount: 25.00. Additional Information: A fee charged when ordering a new deposit book

• Bank Cheque Fee (Withdrawal), Amount: 10.00. Additional Information: A fee charged when a bank cheque is drawn on your account

• Cheque Deposit Dishonour Fee (Deposit), Amount: 10.00. Additional Information: A fee charged when you deposit a cheque and then it is subsequently dishonoured.

• Cheque Stop Payment Fee (Event), Amount: 20.00. Additional Information: A fee charged when you require a stop payment on a drawn cheque

• Foreign Cheque Deposit (up To $25k) (Transaction), Amount: 20.00. Additional Information: A fee charged for depositing a foreign cheque up to $25,000

• Foreign Cheque Deposit (over $25k) (Transaction), Amount: 50.00. Additional Information: A fee charged for depositing a foreign cheque over $25,000

• Telegraphic Transfer - Service Centre (Transaction), Amount: 35.00. Additional Information: A fee charged for a staff assisted foreign transfer

• Telegraphic Transfer - Online (Transaction), Amount: 20.00. Additional Information: A fee charged for an online foreign transfer

• Telegraphic Transfer - Australian (Transaction), Amount: 50.00. Additional Information: A fee charged for an online Australian transfer

• Bank Draft (Transaction), Amount: 15.00. Additional Information: A fee charged for processing a bank draft