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Example Interest Rates: Home Loan Variable: 5.13% (5.89%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.13% (5.89%*) • Investment IO: 5.64% (6.42%*) • Investment PI: 4.99% (5.91%*)

Transaction Accounts Archive [ BLOG ]

General RESOURCES AND TOOLS [ RESOURCES · TOOLS · BANK DATA· WP Pluigins ]
Only a small percentage of our available products are listed. Each product is a parent product, and various conditions apply to each child product - select the applicable product for more details. The Product Archives are essentially a product sitemap. While updated regularly, data cannot be relied upon as accurate or complete. Lenders often provide us with invalid data so please make contact with us for a better understanding.

Variable Transaction Accounts

S24 Low Usage Business…
• FIXED •
Deposit Rate*
50.00%
Overdraft*
18.00%
   
Everyday account for Businesses that have low transaction numbers per month
Foreign Currency Acc. (Retail)
• VARIABLE •
Deposit Rate*
5.73%
Overdraft*
9.04%
   
Make and receive payments in foreign currency. And save on conversion costs.
U30 SUPER CHARGE Acc.
• VARIABLE •
Deposit Rate*
5.25%
Overdraft*
11.96%
   
It is an all in one day to day savings account to…
Cash Mgt Acc.
• VARIABLE •
Deposit Rate*
4.35%
Overdraft*
17.50%
   
Designed to help you reach your savings goals. Interest is calculated daily…
Internet Saver
• VARIABLE •
Deposit Rate*
4.25%
Overdraft*
20.00%
   
Internet Saver Account allows you to earn interest while being able to…
Internet Saver
• VARIABLE •
Deposit Rate*
4.25%
Overdraft*
20.00%
   
Internet Saver Account allows you to earn interest while being able to…
Young and Free Stud.…
• VARIABLE •
Deposit Rate*
4.15%
Overdraft*
15.90%
   
Learn to save with a great interest rate and no monthly Visa…
TEEN ACCOUNT
• VARIABLE •
Deposit Rate*
3.40%
Overdraft*
14.95%
   
A flexible everyday account for teenagers aged 13-17 years that s easily…
Gold Benefits Savings
INVESTMENT • VARIABLE •
Deposit Rate*
2.75%
Overdraft*
19.00%
   
Gold Benefits Savings
Retire. Access Acc.
• PENALTY •
Deposit Rate*
2.15%
Overdraft*
15.01%
   
Retirement Access Plus is a transaction account for eligible retirees aged 55…
Retire. Access Acc.
• PENALTY •
Deposit Rate*
2.15%
Overdraft*
15.01%
   
Retirement Access Plus is a transaction account for eligible retirees aged 55…
Retire. Access Acc.
• PENALTY •
Deposit Rate*
2.15%
Overdraft*
15.01%
   
Retirement Access Plus is a transaction account for eligible retirees aged 55…
Westpac 55+ and Retired
• PENALTY •
Deposit Rate*
2.15%
Overdraft*
15.01%
   
Westpac 55+ and Retired is a transaction account for eligible retirees aged…
CASH MANAGER PLUS
• VARIABLE •
Deposit Rate*
2.10%
Overdraft*
20.26%
   
CASH MANAGER PLUS
NAB Retire. Acc.
• PENALTY •
Deposit Rate*
2.00%
Overdraft*
15.41%
   
Get more from your money in retirement and enjoy easy access to…
Junior Acc.
• VARIABLE •
Deposit Rate*
1.50%
Overdraft*
12.50%
   
Junior Account
Bills Acc.
• VARIABLE •
Deposit Rate*
1.00%
Overdraft*
13.99%
   
Bills Account
Business Unsec. Current Acc.
• VARIABLE •
Deposit Rate*
0.01%
Overdraft*
13.94%
   
Our Business Unsecured Current Account is an 'at call' transaction account for…
Access Savings Acc.
• VARIABLE •
Deposit Rate*
0.01%
Overdraft*
14.49%
   
The Access Savings Account is an everyday account with convenient banking access…
Up Everyday Acc.
• VARIABLE •
Deposit Rate*
0.00%
Overdraft*
11.23%
   
Up’s free everyday account for everyday use. This account comes with a…
Everyday Direct account
• VARIABLE •
Deposit Rate*
0.00%
Overdraft*
12.64%
   
Your everyday transaction account with VISA Debit access.
SAVINGS 8
• VARIABLE •
Deposit Rate*
0.00%
Overdraft*
15.55%
   
SAVINGS 8
Advant. Mort. Offset
• VARIABLE •
Deposit Rate*
0.00%
Overdraft*
17.50%
   
Everyday transaction account linked to your mortgage. The balance in this account…
Advant. Mort. Offset
• VARIABLE •
Deposit Rate*
0.00%
Overdraft*
17.50%
   
Everyday transaction account linked to your mortgage. The balance in this account…

SMSF Variable Transational Savings

SMSF SAVER
• VARIABLE •
Deposit Rate*
2.75%
Overdraft*
14.95%
   
The SMSF Saver is a savings account for registered self-managed super funds.
 
 
 

Introductory Transaction Accounts

Maxi Saver
• PENALTY •
Deposit Rate*
3.55%
Overdraft*
15.01%
   
A savings account that offers a great interest rate with access to…
Maxi Saver
• PENALTY •
Deposit Rate*
3.55%
Overdraft*
15.01%
   
A savings account that offers a great interest rate with access to…
Maxi Saver
• PENALTY •
Deposit Rate*
3.55%
Overdraft*
15.01%
   
A savings account that offers a great interest rate with access to…
Westpac eSaver
• PENALTY •
Deposit Rate*
3.40%
Overdraft*
15.01%
   
Earn great interest with our eSaver account, an online savings account with…

Bonus Transation Accounts

NAB Reward Saver
• PENALTY •
Deposit Rate*
4.55%
Overdraft*
15.41%
   
Grow your savings faster with bonus interest for regular deposits and no…
Bonus Saver Acc.
• VARIABLE •
Deposit Rate*
4.50%
Overdraft*
11.96%
   
Reach your goals faster with Police Bank’s Bonus Saver Account which rewards…
Bonus Saver Acc.
• VARIABLE •
Deposit Rate*
4.30%
Overdraft*
17.50%
   
Earn bonus interest on your savings if you deposit a minimum of…
Up Saver
• VARIABLE •
Deposit Rate*
4.10%
Overdraft*
11.23%
   
Up’s competitive savings account. Up Savers are free to use, and they…
Bonus Saver
• VARIABLE •
Deposit Rate*
4.00%
Overdraft*
20.00%
   
Bonus Saver account allows you to earn interest if you make at…
Bonus Saver
• VARIABLE •
Deposit Rate*
4.00%
Overdraft*
20.00%
   
Bonus Saver account allows you to earn interest if you make at…
YOUTH REWARD SAVER
• VARIABLE •
Deposit Rate*
3.50%
Overdraft*
14.95%
   
High interest savings account for youths aged 13-17 years. Earn an interest…
Incentive Saver
• PENALTY •
Deposit Rate*
3.30%
Overdraft*
15.01%
   
An account that rewards you with bonus interest for regular saving to…
Incentive Saver
• PENALTY •
Deposit Rate*
3.30%
Overdraft*
15.01%
   
An account that rewards you with bonus interest for regular saving to…
Incentive Saver
• PENALTY •
Deposit Rate*
3.30%
Overdraft*
15.01%
   
An account that rewards you with bonus interest for regular saving to…
Westpac Life
• PENALTY •
Deposit Rate*
3.15%
Overdraft*
15.01%
   
Westpac Life could help you reach your savings goals sooner by earning…
Savvy Saver
• VARIABLE •
Deposit Rate*
2.65%
Overdraft*
15.90%
   
Reach your savings goals faster with bonus interest rate by making a…
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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]
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