FIXED TERM DEPOSITS

 Product Features

• Digital Banking

• Other Additional Information: No account keeping fee

• Other Additional Information: A guaranteed rate for terms of 12 months

• Other Additional Information: Earn a competitive interest rate on your investment with a minimum opening balance of $200,000 can get you started

• Other Additional Information: Interest can be paid monthly, quarterly, 6 monthly or at maturity. A reduced interest rate applies for monthly, quarterly and 6 monthly interest payments.

• Other Additional Information: We'll send you a written renewal notice before your deposit matures

• Other Additional Information: We may allow early withdrawals at our absolute discretion. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use

• Other Additional Information: For deposits over $500,000 rates and terms are by negotiation and subject to acceptance

 Product Eligibility

• Residency Status Additional Information: Individuals must be citizens or permanent residents of Australia

• Other Additional Information: Must be a member of the Credit Union

 Bank Fees and Charges

• Statement Fee (Periodic), Amount: 2.00. Additional Information: When paper statements are requested - charged on statement cycle

 Limitations & Restrictions (Constraints)

• Min Balance of 200000.00

• Opening Balance of 200000.00

• Max Balance of 500000.00 Additional Information: $500,000