RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.69% (6.52%*) • Investment PI: 5.49% (5.98%*)

  12 Month Term Deposit - UNITY

Our term deposit accounts are a great way to earn interest on money that you do not need to access on a daily basis. We offer terms of 3 to 36 months to fit in with your investment requirements.
Category: Term Deposits  Last Updated October 14, 2024  Effective December 18, 2024

 Product Features

  • Digital Banking
  • Other Additional Information: Interest rate is fixed for the term of the deposit
  • Other Additional Information: Rates available for 3 to 36 month terms
  • Other Additional Information: Standard interest for terms less than or equal to 12 months, interest is paid at maturity; for terms over 12 months, interest is paid annually and at maturity. For monthly terms, interest is paid every month and at maturity with a reduced rate from the standard interest rate.
  • Other Additional Information: Upon application, if a deposit is allowed early withdrawal, an interest adjustment will normally apply
  • Other Additional Information: Deposits up to $250,000 per account holder are guaranteed by the Federal Government under the Financial Claims Scheme.

 Product Eligibility

  • Residency Status - Australian Citizen Or Permanent Resident.
  • Other Additional Information: As a Customer Owned Bank, customers must become a shareholder of Unity Bank to open an account.

 Bank Fees and Charges

  • Copies Of Previous Statements (Event), Amount: 2.50.
  • Frequent Statement Fee (Periodic), Amount: 2.00.

 Limitations & Restrictions (Constraints)

  • Min Balance of 1000.00
  • Max Balance of 1000000.00 Additional Information: For deposits over $300,000 rates are by negotiation and subject to acceptance
  • Opening Balance of 1000.00

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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