Term Deposit

 Product Features

• Digital Banking Additional Information: Internet Banking and Mobile Banking App.

• Other Additional Information: IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.

• Other Additional Information: IMB's Phone Banking Service gives you 24 hour access to your accounts from any touchphone.

• Other Additional Information: IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm

 Product Eligibility

• Pension Recipient

 Bank Fees and Charges

• Special Clearance On Cheques (Event), Amount: 16.00. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.

• Transaction Listing - Electronic - Up To 10 Pages (Event), Amount: 5.00.

• Transaction Listing - Electronic - 10 Pages And Over (Event), Amount: 0.50. Additional Information: Per page

• Interest Statement - Electronic (Event), Amount: 2.50. Additional Information: Per page

• Copy Of Withdrawal Or Deposit Form (Event), Amount: 15.00.

• Recalculation Of Interest (Event), Amount: 30.00. Additional Information: Per page

• Research Fee (Event), Amount: 30.00. Additional Information: Per page

• Retrieval Of Archived Documents (Event), Amount: 20.00. Additional Information: Per page

• Audit Certificate (Event), Amount: 30.00. Additional Information: Per certificate

• Unclaimed Monies/dormant Account (Event), Amount: 40.00. Additional Information: Maximum charge per account

• Bulk Coin Count (Deposit), Amount: 5.00. Additional Information: Maximum charge

• Total Cash Withdrawal Over $2,000 In A Day (Withdrawal), Amount: 4.00. Additional Information: A fee of the higher of $4 or 0.2% of total cash withdrawals is charged for total cash withdrawals over $2000 in a day.

• Manual Deposit Other Institution (Deposit), Amount: 10.00.

• Cheque Deposit Dishonour Fee (Event), Amount: 10.50. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.

• Trace On Financial Institution Cheque (Event), Amount: 50.00. Additional Information: Charges either wholly or partly imposed by third parties.

• Copy Of Financial Institution Cheque (Event), Amount: 16.00. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.

• Stop Payment Fee (imb Cheques) (Event), Amount: 12.50. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.

• Foreign Cheque Conversion (Deposit), Amount: 25.00. Additional Information: Minimum charge, subject to additional fees and charges. Funds subject to 6-8 weeks clearance. Charges either wholly or partly imposed by third parties.

• Bill For Collection (foreign Cheque With A Value Greater Than Aud$10,000) (Deposit), Amount: 50.00. Additional Information: Minimum charge, subject to additional fees and charges. Funds subject to 6-8 weeks clearance.

• Telegraphic Transfers (Withdrawal), Amount: 51.00. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.

• Foreign Currency Drafts - Purchase (Withdrawal), Amount: 21.00. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.

• Foreign Currency Drafts - Stop Payment (Event), Amount: 10.50. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.

• Foreign Currency Drafts - Refund (Event), Amount: 10.00. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.

• Foreign Currency Drafts - Dishonour (Event), Amount: 21.70. Additional Information: Maximum charge. Charges either wholly or partly imposed by third parties.

• Purchase Of Foreign Currency (Withdrawal), Amount: 10.00. Additional Information: $10 or 1% of the value of the total order (whichever is greater).

• Travel Money Transfer (Event), Amount: 10.00. Additional Information: Minimum charge is based on the value and location of Travel Money Transfer at the standard rate

• Sms Alerts (Event), Amount: 0.25. Additional Information: Per alert

 Limitations & Restrictions (Constraints)

• Opening Balance of 1000 Additional Information: A higher minimum opening balance may apply for select terms or for term deposits opened online.

• Min Balance of 1000 Additional Information: A higher minimum opening balance may apply for select terms or for term deposits opened online.