RBA Cash Rate: 4.10% · 1AUD = 0.63 USD · Inflation: 2.4%  
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Example Interest Rates: Home Loan Variable: 5.13% (5.89%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.13% (5.89%*) • Investment IO: 5.64% (6.42%*) • Investment PI: 4.99% (5.91%*)

  Term Deposit

With a Term Deposit your money is invested for a fixed period of time with a guaranteed rate of return. Term deposit rates vary depending on the amount you invest and the length of time.
Category: Term Deposits  Last Updated March 18, 2025  Effective March 21, 2025

 Product Features

  • Notifications Additional Information: We'll send you a term deposit renewal notice 2 weeks before it matures, not only as a reminder but to also explain what you can do next.
  • Other Additional Information: Backed by the Government Deposit Guarantee for deposits up to $250,000
  • Other Additional Information: Automatically rollover your existing Term Deposit at the rate of interest relevant to the new term that you select, or we will re-invest the principal and interest in accordance with the account instructions we received from you when the Term Deposit was established.
  • Other Additional Information: Early withdrawal will be allowed at the discretion of the Bank on 31 days notice. Reduced interest rates may apply.

 Product Eligibility

  • Residency Status - Permanent Resident. Additional Information: You must be an Australian resident
  • Natural Person

 Bank Fees and Charges

  • Monthly Account Fee (Periodic), Amount: 5.00. Additional Information: Members are exempt from the monthly fee if they: A) Maintain a minimum business balance of $5,000 which is the combined balance of all deposits and borrowings, at all times throughout the month B) Are under 25 years or over 65 years C) Have held their membership for less than 3 months. D) Have zero VISA debit transactions for the month which includes ATM, eftpos, paywave, digital wallet, online an
  • Paper Statement Fee (Periodic), Amount: 2.00. Additional Information: A fee charged to cover the cost of producing and sending paper statements

 Limitations & Restrictions (Constraints)

  • Min Balance of 1000.00
  • Opening Balance of 1000.00

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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