LJ HOOKER UNSECURED PERSONAL LOAN

 General Lending Rates

 Product Features

• Digital Banking Additional Information: SCCU NetBanking

• Redraw

• Other Additional Information: Terms from 3yrs to 7years available

• Other Additional Information: Unsecured rate available on application subject to credit score

 Product Eligibility

• Residency Status - Y. Additional Information: Must be an Australian resident

• Min Age - 18.

• Other Additional Information: Capacity to repay the loan

• Natural Person

• Other Additional Information: Available only to business introduced by LJ Hooker Home loans

 Bank Fees and Charges

• Direct Debit Dishonour (Event), Amount: 15.00. Additional Information: Charged if your direct debit payment is dishonoured due to insufficient funds

• Personal Loan Establishment Fee (Upfront), Amount: 250.00. Additional Information: A one off upfront fee for setting up your loan.

• Redraw In Branch (Transaction), Amount: 25.00. Additional Information: Charged if you access advance payment on your loan in-branch. Redraw available while on VARIABLE rates only

• Mthly Personal Loan Fee (Periodic), Amount: 8.00. Additional Information: Flat Monthly Fee of $8 for personal or vehicle loans.

• Loan Variation (Event), Amount: 150.00. Additional Information: When there is a variation made to the terms of an existing loan agreement. For example principal reduction, change to loan term.

 Limitations & Restrictions (Constraints)

• Min Limit of 20000.00

• Max Limit of 50000.00