RBA Cash Rate: 4.10% · 1AUD = 0.63 USD · Inflation: 2.4%  
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Example Interest Rates: Home Loan Variable: 5.13% (5.89%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.13% (5.89%*) • Investment IO: 5.64% (6.42%*) • Investment PI: 4.99% (5.91%*)

  Fixed Rate Car Loan

Take out a secured car loan with RACQ Bank so you have the flexibility to choose a car that is suited to your lifestyle. Car finance with RACQ Bank means you'll receive the same low interest rates for car loans on new or used cars.
Category: Personal Loans  Last Updated January 29, 2025  Effective March 21, 2025

 General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information Available for new lending only. For used cars the maximum fixed rate car loan term is 5 years. Car must not be older than 12 years at the end of the loan term.
Interest Rate
6.69% PA
Comparison Rate
6.86%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , FIXED, 6.69%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.69%, Comparison Rate 6.86%
  • Repayment Type: Principal And Interest
  • Loan Purpose:
  , FIXED, 6.69%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.69%, Comparison Rate 6.86%
  • Repayment Type: Principal And Interest
  • Loan Purpose:

 Product Features

  • Digital Banking
  • Npp Enabled

 Product Eligibility

  • Natural Person
  • Min Age - 18.
  • Residency Status - Must Be An Australian Resident.

 Bank Fees and Charges

  • Default Enforcement Expenses (Variable), Amount: Not Listed.. Additional Information: May apply if enforcement services are required as part of default administration.
  • Document Preparation Fee (Upfront), Amount: 120.00. Additional Information: Document Preparation Fee includes document generation, distribution of documents, verification of documents and verification of search requirements.

 Limitations & Restrictions (Constraints)

  • Max Limit of 100000.00
  • Min Limit of 3000.00

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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