RACQ Bank wants to give you more freedom when it comes to your personal finances. It doesn’t matter if it’s a wedding, holiday or even a boat, when it comes to getting more from your personal loan, trust RACQ Bank and reach your goals sooner.
Category: Personal Loans Last Updated January 29, 2025 Effective March 21, 2025
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information Available for new lending only and not available for debt consolidation purposes.
Interest Rate 9.99% PA
Comparison Rate 10.16%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, VARIABLE, 9.99%
Lending Rate Type: Variable
Interest Rate: 9.99%, Comparison Rate 10.16%
Repayment Type: Principal And Interest
Loan Purpose:
Product Features
Npp Enabled
Digital Banking
Product Eligibility
Natural Person
Min Age - 18.
Residency Status - Must Be An Australian Resident.
Bank Fees and Charges
Default Enforcement Expenses (Variable), Amount: Not Listed.. Additional Information: May apply if enforcement services are required as part of default administration.
Document Preparation Fee (Upfront), Amount: 120.00. Additional Information: Document Preparation Fee includes document generation, distribution of documents, verification of documents and verification of search requirements.