Personal Loan

 General Lending Rates

• Lending Rate Type: Variable
• Interest Rate: 9.99%, Comparison Rate 10.13%
• Repayment Type: Principal And Interest
• Loan Purpose:

• Lending Rate Type: Fixed
• Interest Rate: 6.99%, Comparison Rate 7.13%
• Repayment Type: Principal And Interest
• Loan Purpose:

 Product Features

• Other Additional Information: Your Police Bank Personal Loan may contribute to our Reduced Fees Program, helping to reduce (or eliminate) fees – save on ATM and EFTPOS transactions (as well as qualify for fee rebates), personal cheques and external electronic periodical payments.

• Other Additional Information: Unlimited free additional repayments

• Other Additional Information: No Monthly Account Keeping Fees

• Redraw Additional Information: Only available on Variable

 Product Eligibility

• Residency Status - Australian Citizens.

• Residency Status - Australian Residents.

• Min Age - 18.

 Bank Fees and Charges

• Ppsr (Upfront), Amount: 0.00. Additional Information: Certain loans will require us to use the services of PPSR. If we do so, the following may be payable: • PPSR Registration Fee • PPSR Financier Interest Enquiry • PPSR Variation of Interest

• Late Payment Fee (Event), Amount: 10.00.

• Bank Cheque (Event), Amount: 0.00.

• Additional Statement Fee (Event), Amount: 5.00. Additional Information: Payable when you request an additional statement.

• Personal Loan Establishment Fee (Upfront), Amount: 98.00.

• Arrears Letter Fee (Event), Amount: 6.50.

• Overdrawn Account Fee (Event), Amount: 15.00.

• Dishonoued Member Cheque Fee (Event), Amount: 9.00.

• Default Notice Fee (Event), Amount: 21.50.

• Dishonoured Cheque Fee (Event), Amount: 9.00.

 Limitations & Restrictions (Constraints)

• Min Limit of 5000.00

 Document Downloads