Unsecured personal loan with a low fixed rate, no ongoing monthly fees and no early repayment fees.
Category: Personal Loans Last Updated November 1, 2024 Effective July 8, 2018
General Lending Rates
Rates listed below are for a FIXED product. Additional Information
Interest Rate 6.89% PA
Comparison Rate 7.10%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, FIXED, 15.99%
Lending Rate Type: Fixed
Interest Rate: 15.99%, Comparison Rate 15.72%
Repayment Type:
Loan Purpose:
, FIXED, 8.49%
Lending Rate Type: Fixed
Interest Rate: 8.49%, Comparison Rate 9.20%
Repayment Type:
Loan Purpose:
, FIXED, 7.49%
Lending Rate Type: Fixed
Interest Rate: 7.49%, Comparison Rate 8.20%
Repayment Type:
Loan Purpose:
, FIXED, 6.89%
Lending Rate Type: Fixed
Interest Rate: 6.89%, Comparison Rate 7.10%
Repayment Type:
Loan Purpose:
, FIXED, 13.99%
Lending Rate Type: Fixed
Interest Rate: 13.99%, Comparison Rate 14.21%
Repayment Type:
Loan Purpose:
, FIXED, 11.99%
Lending Rate Type: Fixed
Interest Rate: 11.99%, Comparison Rate 12.21%
Repayment Type:
Loan Purpose:
, FIXED, 10.49%
Lending Rate Type: Fixed
Interest Rate: 10.49%, Comparison Rate 11.21%
Repayment Type:
Loan Purpose:
, FIXED, 9.49%
Lending Rate Type: Fixed
Interest Rate: 9.49%, Comparison Rate 10.21%
Repayment Type:
Loan Purpose:
, FIXED, 18.99%
Lending Rate Type: Fixed
Interest Rate: 18.99%, Comparison Rate 18.22%
Repayment Type:
Loan Purpose:
Product Features
Digital Banking
OtherAdditional Information: Same day funds. If you are an existing ING customer, the money can be received into your Orange Everyday on the same day as you accept your loan offer.
OtherAdditional Information: Choice of 2, 3, 4, 5, 6 or 7 year loan terms with fortnightly or monthly repayments. 6 and 7 year loan terms only available for amounts above $30,000.
Product Eligibility
Min Age - 18. Additional Information: You must be aged 18 or over.
Min Income - 36000.00. Additional Information: You must meet any salary or regular deposit condition that we advise at the time you apply.
Residency Status - Au. Additional Information: Available to Australian citizen or Australian permanent resident.
Residency Status - Nz. Additional Information: Available to New Zealand citizen.
OtherAdditional Information: Have and maintain an Australian residential address.
Bank Fees and Charges
Annual Fee (Periodic), Amount: 0.00. Additional Information: There are $0 monthly fees.
Late Payment Fee (Event), Amount: 30.00.
Early Repayment Fee (Exit), Amount: 0.00. Additional Information: Flexibility to make extra repayments without charge. You won’t be hit with early repayment fees if you pay the loan off early.