Staff Personal Loan

 General Lending Rates

 Product Features

• Digital Banking

• Redraw Additional Information: Access to extra cash if you’re ahead on your repayments.

• Other Additional Information: Flexible repayment frequency - pay weekly, fortnightly or monthly.

• Extra Repayments Additional Information: Freedom to make unlimited extra repayments – reduce your loan term and save money

• Other Additional Information: No penalties for additional repayments or early payout

• Other Additional Information: Fixed loan terms up to seven years.

• Other Additional Information: No monthly account keeping fees

• Other Additional Information: Staff have the option of using security or not at the same staff rate benefit

 Product Eligibility

• Other Additional Information: Terms, conditions, fees, charges and lending criteria apply and are available on application

• Residency Status - Permanent Residents Of Australia Who Reside In Australia At The Time Of Membership Application Are Eligible For Membership, Regardless Of Citizenship Status..

• Min Age - 18.

• Natural Person - Personal Members Only.

 Bank Fees and Charges

• Personal Loan Application Fee (Upfront), Amount: 250.00.

• Preparation Of Substitute Security (Event), Amount: 75.00.

• Arrears Administration Fee 1 (Event), Amount: 25.00. Additional Information: Payable if you fail to make repayments due under your credit contract and you do not pay an amount sufficient to clear all repayment arrears within 7 days of us notifying you that your account is in arrears.

• Arrears Administration Fee 2 (Event), Amount: 25.00. Additional Information: Payable if you fail to make repayments due under your credit contract and your account remains in arrears for a period of 20 days or more.

• Notice Of Enforcement Fee (Event), Amount: 25.00. Additional Information: Charged whenever an eforcement notice is issued in relation to a credit contract that is not secured by a mortgage over real property.

 Limitations & Restrictions (Constraints)

• Min Limit of 2000.00 Additional Information: Minimum loan size is $2000.00