A secured car loan with a competitive fixed rate - available for registrable vehicles that are electric/hybrid cars
Category: Personal Loans Last Updated April 3, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information The comparison rate is based on a secured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate 5.89% PA
Comparison Rate 6.94%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Digital BankingAdditional Information: Mobile banking app
RedrawAdditional Information: Redraw fees apply
Product Eligibility
Min Age - 18.
Natural Person
Residency Status - Australian Citizen And Permanent Residency Only.
Bank Fees and Charges
Late Payment (Event), Amount: 25.00.
New Car Loan And Car Loan Monthly Fee (Periodic), Amount: 10.00.
Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
Personal Loan (secured) Application Fee (Upfront), Amount: 249.00. Additional Information: Charged on each occasion
Limitations & Restrictions (Constraints)
Min Limit of 10000.00 Additional Information: Minimum loan amount only applies at time of application