Low Rate Car Loan Special

 General Lending Rates

 Product Features

• Digital Banking Additional Information: Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.

• Redraw Additional Information: Redraw payments made in advance at any time through Internet and Mobile Banking. Minimum redraw amount is $500.

 Product Eligibility

• Min Age - 18. Additional Information: Available for customers aged 18 years and over.

• Natural Person

• Other Additional Information: Membership: You must be or become a Beyond Bank Australia member.

• Other Additional Information: Lending criteria applies.

• Other Additional Information: Only available for a limited time to new loans with a minimum balance of $5,000 and where the loan does not exceed the purchase price of the car. Other eligibility criteria, terms & conditions apply.

• Residency Status - Australian Citizen. Additional Information: Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.

 Bank Fees and Charges

• Dishonoured Cheque Deposit Fee (Event), Amount: 3.75. Additional Information: This fee is payable whenever a cheque or payment order from an account with another financial institution is dishonoured or declined.

• Loan Establishment/variation Fee (Upfront), Amount: 195.00. Additional Information: This fee is charged when you apply for a new or additional credit, or when you request a change to your Car or Personal Loan contract.

• Redraw (staff Assisted) Fee (Transaction), Amount: 35.00. Additional Information: This fee is payable for each staff-assisted redraw.

• Redraw (online) Fee (Transaction), Amount: 0.00. Additional Information: Online redraw via Internet or Mobile Banking is free.

• Default Notice Fee (Event), Amount: 20.00. Additional Information: This fee is payable whenever we send you a default notice because you have defaulted under the contract.

• Direct Entry Dishonour Fee (Event), Amount: 6.00. Additional Information: This fee is payable whenever an automatic payment or other direct entry is dishonoured due to insufficient funds or for any other reason such as an incorrect BSB or account number

• Security Administration Fee (Upfront), Amount: 70.00. Additional Information: This fee is payable when we prepare a Goods Security or other security in relation to a Car or Personal loan.

• Additional Security Fee (Upfront), Amount: 150.00. Additional Information: This fee is payable when we prepare a security such as a guarantee.

• Default Fee On Car & Personal Loans - On The 8th Day (Event), Amount: 20.00. Additional Information: This fee is payable on the 8th day you are in default.

• Default Fee On Car & Personal Loans - Every 14th Day Thereafter (Event), Amount: 25.00. Additional Information: This fee is payable every 14th day thereafter for so long as you remain in default.

 Limitations & Restrictions (Constraints)

• Max Limit of 150000.00

• Min Limit of 5000.00