Secured Personal Loan

 General Lending Rates

 Product Features

• Other Additional Information: Maximum loan term 7 years

• Other Additional Information: Choose a repayment frequency to suit you. Pay weekly, fortnightly or monthly over 1 to 7 years from the linked Australian Unity transaction account.

• Digital Banking Additional Information: Manage your account from anywhere with our Internet Banking or mobile banking app.

• Other Additional Information: Pay off your loan early - Make additional payments at no extra cost.

• Other Additional Information: Borrow $5,000 or more and enjoy a great low variable rate on a loan term up to 7 years.

• Redraw Additional Information: Yes - redraw available via Internet Banking (min $500) – available on variable loans only.

 Product Eligibility

• Residency Status - You Must Be An Australian Citizen Or Permanent Australian Resident That Resides In Australia.. Additional Information: You must be an Australian citizen or permanent Australian resident that resides in Australia.

• Min Age - 18. Additional Information: To apply you need to be 18 years of age or over.

 Bank Fees and Charges

• Establishment Fee (Upfront), Amount: 199.00. Additional Information: Payable on all new personal loan products including secured, partly secured, unsecured and car loan products.

• Loan Re-documentation Fee (Event), Amount: 150.00. Additional Information: Payable if the loan documents need to be reprepared due to a change in requirements by the customer. This fee also applies should you not proceed with the loan after the new loan contract is prepared.

• Self-serve Redraw (Event), Amount: 0.00. Additional Information: A redraw facility allows you to access additional payments that you’ve made on your home loan. When you do this yourself via Internet Banking or the Mobile banking app, there is no fee. Minimum $500.

• Staff Assisted Redraw Fee (Event), Amount: 50.00. Additional Information: Payable when a redraw request is manually performed by a staff member.

 Limitations & Restrictions (Constraints)

• Min Balance of 5000 Additional Information: Minimum loan balance of $5000