Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.69% (6.52%*) • Investment PI: 5.49% (5.98%*)

ANZ Fixed Rate Personal Loan

Get what you want with the certainty of fixed repayments

Category: Personal Loans Last Updated November 17, 2024 Effective December 18, 2024

General Lending Rates

Rates listed below are for a FIXED product. Additional Information Fixed Rate Loan Minimum Rate Minimum 12 Month(s) Maximum 84 Month(s) Applied on Whole Balance The rate displayed is the minimum rate for the product. For information on the range of rates, please visit our Personal Loans product page, contact us on 1800 801 485 or visit your nearest branch. This comparison rate is based on a $30,000 Personal Loan for a five year term. This rate is applicable for unsecured loans only. WARNING: This Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest Rate
7.49% PA

Comparison Rate
8.18%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

, FIXED, 19.99%

Lending Rate Type: Fixed
Interest Rate: 19.99%, Comparison Rate 20.58%
Repayment Type:
Loan Purpose:

Product Features

Unlimited Txns Additional Information: Unlimited ANZ deposit transactions available using ANZ Internet Banking, ANZ Phone Banking and ANZ ATMs. Also includes any deposit or transfer at ANZ branches, cheques drawn by you and any cheque or manual merchant slip deposited to your account.

Digital Banking Additional Information: Access using ANZ Internet Banking or ANZ App

Fraud Protection Additional Information: The product includes fraud protection features.

Other Additional Information: $250 cashback and a loan approval fee waiver (valued at $150) for customers who apply for a new ANZ Personal Loan between October 16 2024 and January 31 2025. This offer may be withdrawn and changed at any time without notice. The loan must be approved, and the funds drawn down to be eligible for the cashback offer. The cashback payment will be paid within 120 days of drawdown into the transaction account which the loan funds are disbursed into.

Product Eligibility

Min Age - 18. Additional Information: You must be 18 years of age or older to apply

Min Income - 15000.00. Additional Information: Earn a minimum of $15,000 per annum

Residency Status - Be An Australian Citizen, Permanent Resident Or Have A Valid Visa.

Other Additional Information: Sole / Joint applicant

Bank Fees and Charges

Loan Approval Fee (Upfront), Amount: 150.00.

Loan Administration Charge (Periodic), Amount: 10.00. Additional Information: $10 per month, charged at the end of each quarter

Early Repayment Cost (Exit), Amount: 0.00. Additional Information: Early repayment cost is not a fixed value. It's dependant on lending amount and remaining fixed term.

Late Payment Fee (Event), Amount: 20.00. Additional Information: For ANZ Variable and Fixed Rate Personal Loans: this fee is charged for every month when all or part of the loan repayment hasn't been paid for five days or more. It's also charged every subsequent 30 days that repayments are overdue.

Limitations & Restrictions (Constraints)

Min Limit of 5000.00

Max Limit of 50000.00

Document Downloads

fixed-rate-personal-loans-early-repayment-cost.pdf (52.9 KB)

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Like this mortgage product?

General Enquires: 1300 235 433 • Support: (02) 8765 8887

The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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