Secured Personal Loan

 General Lending Rates

 Product Features

• Redraw Additional Information: Fee free redraw via Online Banking. $30 fee for over the counter redraw.

• Digital Banking

• Notifications Additional Information: Receive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500)

• Extra Repayments

 Product Eligibility

• Min Age - 18.

• Residency Status - Australian Residents Only.

• Natural Person

• Other Additional Information: Must be identifiable in terms of legislative requirements. Lending criteria apply.

 Bank Fees and Charges

• Information Fee (Event), Amount: 20.00. Additional Information: $20.00 plus $1.00 per page copied. Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)).

• Information Fee - Per Page (Event), Amount: 1.00. Additional Information: Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)).

• Bank Transfer Fee (Transaction), Amount: 8.00. Additional Information: When any amount is debited or credited to a bank account in our name as a result of which it is necessary for us to debit or credit monies to your loan

• Foreign Currency Deposit Fee (Deposit), Amount: 5.00.

• Sms Alert Fee (Transaction), Amount: 0.20. Additional Information: Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions.

• Easypay Notification Fee - Letter (Event), Amount: 8.00.

• Redraw Over-the-counter Fee (Withdrawal), Amount: 30.00. Additional Information: Each time you re-borrow money by making written application to any branch of Greater Bank Ltd.

• Redraw Online Banking Fee (Withdrawal), Amount: 0.00. Additional Information: Online redraw transactions do not attract a fee.

• Establishment Fee (Upfront), Amount: 275.00.

• Default Administration Fee (Event), Amount: 20.00. Additional Information: In default by an amount that is less than 2 repayments $6.00, otherwise $20.00.

• Default Notice Fee (Event), Amount: 50.00. Additional Information: Payable when we send you a notice informing you of a default under this contract

• Legal Fee (Variable), Amount: 0.00. Additional Information: Fee amount will be variable, calculated if and when applicable. Payable when (or after) we make the amount of credit available to you for any costs and disbursements we have to pay a solicitor or conveyancer for acting for us in relation to this loan

• Mercantile Agents Fee (Variable), Amount: 0.00. Additional Information: Fee amount will be variable, calculated if and when applicable. Payable when we instruct a mercantile agent to contact you on our behalf in relation to this loan or a security.

• Easypay Notification Fee - Sms (Event), Amount: 0.20.

 Limitations & Restrictions (Constraints)

• Max Limit of 100000.00

• Min Limit of 5000.00