CHOICE ACCOUNT

 General Lending Rates

 Product Eligibility

• Min Age - 18. Additional Information: Minimum 18 years old and shareholder

• Residency Status Additional Information: Individuals must be citizens or permanent residents of Australia.

• Other Additional Information: Must be a member of the Credit Union

 Bank Fees and Charges

• Establishment Fee (Upfront), Amount: 600.00. Additional Information: Payable on funding of a new loan - price confirmed on application

• Lifestyle Equity Loan Service Fee (Periodic), Amount: 10.00. Additional Information: Charged to the account at the end of each month

• Citec Title Search (Upfront), Amount: 25.63. Additional Information: Payable for each Title Search ordered

• Overdraft Line Fees $100,001 And Over (Periodic), Amount: 250.00. Additional Information: Charged quarterly in arrears for Overdrafts or Personal Line of Credits with a limit over $100,001

• Solicitor Mortgage Fee (Upfront), Amount: 462.00. Additional Information: Payable at the time of funding a new loan with new mortgages

 Limitations & Restrictions (Constraints)

• Min Limit of 20000.00 Additional Information: $20,000 Minimum Limit

• Max Limit of 150000.00 Additional Information: $150,000 Maximum Limit