Equity Extra Overdraft

 General Lending Rates

 Product Features

• Digital Banking Additional Information: Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.

• Digital Wallet

• Digital Wallet

• Free Txns Additional Information: Enjoy 10 free transactions per month on the Essential Access Fee Package.

• Free Txns Additional Information: Enjoy 1 free staff assisted transaction per month on the Easy Access Fee Package.

• Notifications

• Npp Enabled

• Npp Payid Additional Information: Set up a pay ID to receive lightning fast payments.

• Other Additional Information: Save on paper, receive and view your statements online with eStatements.

 Product Eligibility

• Min Age - 18.

• Natural Person

• Other Additional Information: Lending criteria apply.

• Residency Status - A Permanent Australian Resident Including Those Working Overseas..

 Bank Fees and Charges

• Mortgage Establishment Fee (Upfront), Amount: 800.00.

• Mortgage Extension Fee (Upfront), Amount: 300.00.

• Easy Access Monthly Access Fee (Periodic), Amount: 6.00. Additional Information: For those who appreciate the convenience of managing your money your own way. You'll receive access to our rebate scheme which could see you paying no access fee at all depending on your combined savings, investments, credit cards and loans balance. It's our way to say thanks for being a loyal customer.

• Easy Access Monthly Access Fee For Customers 65 Years And Over Or Pensioners (Periodic), Amount: 3.00. Additional Information: A discounted monthly access fee for those 65 years and older or in receipt of an Aged, Invalid or Veterans Affairs Pension. You'll receive access to our rebate scheme which could see you paying no access fee at all depending on your combined savings, investments, credit cards and loans balance. It's our way to say thanks for being a loyal customer.

• Equity Extra Facility Fee (Periodic), Amount: 10.00.

• Contract Variation/consent Fee (Event), Amount: 300.00.

• Mortgage Discharge Fee (Transaction), Amount: 250.00.

• Guarantee Establishment Fee (Upfront), Amount: 200.00.

• Quickdebit Dishonour Fee (Event), Amount: 15.00.

• Honour Fee (Event), Amount: 20.00.

• Dishonur Fee (Event), Amount: 15.00.

• Easy Access Staff Assisted Transaction (Transaction), Amount: 3.00. Additional Information: Easy access staff assisted transactions include in branch cash withdrawal, cheque withdrawal, cheque encashment, one-off internal funds transfer, one-off external funds transfer, one-off BPAY, Bank@Post deposit, Bank@Post withdrawal. 1 FREE per month.

• Easy Access Cheques Included In Deposits (Transaction), Amount: 0.50. Additional Information: 3 FREE per month.

• Essential Access Electronic Transaction (Transaction), Amount: 1.00. Additional Information: Essential access electronic transactions include direct debits, NPP payments, eftpos, external funds transfer via internet banking or the banking app (including auto transfers). 10 FREE per month across the combined total of Essential Access electronic transactions and Essential Access staff assisted transactions.

• Essential Access Staff Assisted Transaction (Transaction), Amount: 2.00. Additional Information: Essential Access staff assisted transactions include in branch cash withdrawal, cheque withdrawal, cheque encashment, one-off internal funds transfer, one-off external funds transfer, one-off BPAY, Bank@Post deposit, Bank@Post withdrawal. 10 FREE per month across the combined total of Essential Access electronic transactions and Essential Access staff assisted transactions.

• Essential Access Cheques Included In Deposits (Transaction), Amount: 0.50. Additional Information: 3 FREE per month.

 Limitations & Restrictions (Constraints)

• Min Limit of 10000.00