Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.69% (6.52%*) • Investment PI: 5.49% (5.98%*)

S18 Mortgage Smart Plus (secured by mortgage over residential property)

For customers who have a Mortgage Smart Variable Rate Home Loan who require a overdraft on their transaction account

Category: Overdrafts Last Updated November 30, 2023 Effective December 18, 2024

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information Only members with a Mortgage Smart Housing Loan are elegible for this product. Debit interest is charged every month

Interest Rate
7.95% PA

Comparison Rate
0.00%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Card Access

Digital Banking

Digital Wallet

Unlimited Txns

Other Additional Information: Funds at Call

Product Eligibility

Residency Status - Australian Residents Only.

Min Age - 18.

Bank Fees and Charges

Direct Debit Rejection Fee (Transaction), Amount: 10.00.

Dormant Account Fee (Event), Amount: 10.00. Additional Information: Charged after 2 years of inactivity

Monthly Visa Card Fee (Periodic), Amount: 2.00. Additional Information: Fee is applicable to active cards only

Overdraft Establishment Fee (Upfront), Amount: 150.00. Additional Information: Only applicable when applying for an Overdraft facility

Overdrawn Account Fee (Withdrawal), Amount: 10.00.

Paper Statement Fee (Periodic), Amount: 2.50.

Overdrawn Account Fee (Withdrawal), Amount: 10.00.

Document Downloads

summary-of-accounts-availability-of-access-december-20.pdf (144.6 KB)

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.

Timezone: 1 · [ CHANGE ]

Want a No Obligation Discussion?

Like this mortgage product?

General Enquires: 1300 235 433 • Support: (02) 8765 8887

The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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