Commercial Unsecured Overdraft

 General Lending Rates

 Product Features

• Other Additional Information: Access up to $250K additional funds in your business transaction account.

• Other Additional Information: No fixed term, pay what you can, when you can - as long as the overdraft stays under the limit.

• Other Additional Information: Pay suppliers and wages when cash flow gets tight.

• Other Additional Information: Approved limit: A transaction account with an approved limit and 24/7 access to available funds.

• Other Additional Information: Flexible repayment options: No set repayments

• Other Additional Information: 24/7 access: You can access your commercial overdraft using a Business Visa Debit Card, Internet and Phone banking or in branch.

• Other Additional Information: Security: There is no need to secure the overdraft against any assets. Directors' Guarantee will be required for Company borrowers.

• Other Additional Information: Fixed rates are not available for the Unsecured Commercial Overdraft. Talk to your banker today for more information on applicable interest rate and fees.

• Other Additional Information: Interest is calculated daily on the balance owing, and charged monthly.

• Extra Repayments Additional Information: Subject to terms and conditions, this product has EXTRA_REPAYMENTS option available.

• Relationship Management Additional Information: Relationship management is available for eligible customers.

• Other Additional Information: Lending Establishment Fee applies on contract execution.

 Product Eligibility

• Business Additional Information: Your business must be registered in Australia

• Other Additional Information: For existing eligible BankSA customers.

• Other Additional Information: A business entity or an individual 18 years and above, domiciled in Australia

• Other Additional Information: Meets the credit criteria and credit policy requirements under an applicable offer for this product.

• Other Additional Information: Requires the funding for business or investment purposes other than investment in residential property

 Bank Fees and Charges

• Line Fee (Variable), Amount: Not Listed.. Additional Information: A Line fee is charged monthly on the overdraft limit. This Fee is subject to negotiation. It will be set out in your Facility Offer.