Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.69% (6.52%*) • Investment PI: 5.49% (5.98%*)

CommSec Margin Loan

CommSec Margin Loan allows investors to borrow money to invest, by using their existing shares, managed funds, and/or cash as security.

Category: Margin Loans Last Updated December 13, 2024 Effective December 18, 2024

General Lending Rates

Rates listed below are for a FIXED INVESTMENT product. Additional Information 1 Year Fixed Rate - Paid Yearly in Advance

Interest Rate
8.49% PA

Comparison Rate
0.00%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

INVESTMENT, FIXED, 8.49%

Lending Rate Type: Fixed
Interest Rate: 8.49%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose: Investment

INVESTMENT, FIXED, 8.54%

Lending Rate Type: Fixed
Interest Rate: 8.54%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose: Investment

INVESTMENT, FIXED, 8.64%

Lending Rate Type: Fixed
Interest Rate: 8.64%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose: Investment

INVESTMENT, FIXED, 8.69%

Lending Rate Type: Fixed
Interest Rate: 8.69%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose: Investment

INVESTMENT, FIXED, 8.74%

Lending Rate Type: Fixed
Interest Rate: 8.74%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose: Investment

INVESTMENT, FIXED, 8.79%

Lending Rate Type: Fixed
Interest Rate: 8.79%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose: Investment

INVESTMENT, FIXED, 8.99%

Lending Rate Type: Fixed
Interest Rate: 8.99%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose: Investment

INVESTMENT, FIXED, 9.04%

Lending Rate Type: Fixed
Interest Rate: 9.04%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose: Investment

Product Features

Other Additional Information: A wide range of shares and managed funds in the Approved Securities List, allowing investors to borrow money to accelerate their wealth creation and diversify their investment portfolio, using existing investments or cash as security.

Other Additional Information: A Regular Gearing Plan, allowing borrowers to combine the power of gearing with the discipline of regular savings, to help build wealth over the long term.

Other Additional Information: Flexible interest rate and repayment options, with no minimum balance requirements

Other Additional Information: Integration with award-winning CommSec trading platform. CommSec provides borrowers all the tools to monitor portfolio's performance, including online summaries, gearing ratios, loan statements, notifications and research.

Product Eligibility

Natural Person Additional Information: 18 years or older and an Australian permanent resident; or

Business Additional Information: An Australian registered or incorporated company; or

Business Additional Information: An Australian trust (and not a Self Managed Super Fund)

Other Additional Information: Able to demonstrate the ability to meet existing commitments, including living and borrowing expenses; and

Min Income - $50,000. Additional Information: Earn a minimum gross income of $50,000 per annum.

Bank Fees and Charges

Application Fee For Individual And Company Applicants (Event), Amount: 0.00.

Trust Deed Investigation Fee (Event), Amount: 200.00. Additional Information: Minimum $200

Personal Property Securities Register (ppsr) Registration Fee (government Fee Payable When The Security Interest Is Registered, Or Registration Is Amended) (Variable), Amount: Not Listed.. Additional Information: Government fee, payable when the Security Interest is registered, or registration is amended

Account Keeping Fee (Event), Amount: 0.00.

Dishonour Fee (Event), Amount: 30.00.

Off Market Transfer Fee (Event), Amount: 54.00.

Government Tax Or Duty (Variable), Amount: Not Listed..

Early Repayment Adjustment And Administrative Fee On Fixed Rate Loans (Variable), Amount: Not Listed.. Additional Information: Depends on amount of loan and interest rate movements

Limitations & Restrictions (Constraints)

Min Limit of 20000.00 Additional Information: Applying for a minimum credit limit of $20,000

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.

Timezone: 1 · [ CHANGE ]

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Like this mortgage product?

General Enquires: 1300 235 433 • Support: (02) 8765 8887

The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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