Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.10% · 1AUD = 0.63 USD · Inflation: 2.4%

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Example Interest Rates: Home Loan Variable: 5.13% (5.89%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.13% (5.89%*) • Investment IO: 5.64% (6.42%*) • Investment PI: 4.99% (5.91%*)

Flexible Home Loan Investment Interest Only

Category: Home Loans Last Updated March 17, 2025 Effective March 21, 2025

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT Interest Only product. Additional Information 12 months

Interest Rate
6.99% PA

Comparison Rate
7.34%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

<=75% LVR

Minimum: 1 PERCENT Maximum: 75 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.99%, Comparison Rate 7.33%
Repayment Type: Interest Only
Loan Purpose: Investment

<=75% LVR

Minimum: 1 PERCENT Maximum: 75 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.99%, Comparison Rate 7.30%
Repayment Type: Interest Only
Loan Purpose: Investment

<=75% LVR

Minimum: 1 PERCENT Maximum: 75 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.99%, Comparison Rate 7.27%
Repayment Type: Interest Only
Loan Purpose: Investment

<=75% LVR

Minimum: 1 PERCENT Maximum: 75 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.99%, Comparison Rate 7.24%
Repayment Type: Interest Only
Loan Purpose: Investment

Product Features

Redraw

Offset

Product Eligibility

Min Age - 18.

Other Additional Information: Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.

Bank Fees and Charges

Arrears Letter Fee (Transaction), Amount: 25.00.

Default Notice (Transaction), Amount: 35.00.

Field Call Fee (Transaction), Amount: 45.00.

Loan Variation Fee (Upfront), Amount: 150.00.

Manual Redraw Fee (Transaction), Amount: 20.00.

Mortgage Discharge Fee (Upfront), Amount: 550.00.

Mortgage Settlement Fee (Upfront), Amount: 275.00.

Mortgage Substitution Fee (Upfront), Amount: 275.00.

Mortgage Top Up Fee (Upfront), Amount: 275.00.

Partial Mortgage Discharge Fee (Upfront), Amount: 275.00.

Stamp Duty (Variable), Amount: 0.00.

Valuation Fee (Variable), Amount: 0.00.

Legal Fees (Variable), Amount: 0.00.

Govt Fees (Variable), Amount: 0.00.

Document Downloads

fees-charges-and-transaction-limits.pdf (80.6 KB)

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Like this mortgage product?

General Enquires: 1300 235 433 • Support: (02) 8765 8887

The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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