Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.10% · 1AUD = 0.63 USD · Inflation: 2.4%

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Example Interest Rates: Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

Up Home Loan

Up Home is a simple loan that works seamlessly with your Up banking. Starting from 10% LVR, it’s first time owner friendly too. Use the Up features you love to own your own home faster.

Category: Home Loans Last Updated February 28, 2025 Effective March 16, 2022

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Variable rate

Interest Rate
5.75% PA

Comparison Rate
5.75%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

OWNER_OCCUPIED, FIXED, 6.00%

Lending Rate Type: Fixed
Interest Rate: 6.00%, Comparison Rate 5.78%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

OWNER_OCCUPIED, FIXED, 5.75%

Lending Rate Type: Fixed
Interest Rate: 5.75%, Comparison Rate 5.75%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

OWNER_OCCUPIED, FIXED, 5.80%

Lending Rate Type: Fixed
Interest Rate: 5.80%, Comparison Rate 5.76%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

OWNER_OCCUPIED, FIXED, 5.80%

Lending Rate Type: Fixed
Interest Rate: 5.80%, Comparison Rate 5.77%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

OWNER_OCCUPIED, FIXED, 5.80%

Lending Rate Type: Fixed
Interest Rate: 5.80%, Comparison Rate 5.77%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Product Features

Digital Banking Additional Information: Apply for and manage your Up Home loan online through Up’s mobile banking application.

Extra Repayments

Offset Additional Information: Use your Up spending account and Savers as offsets.

Redraw

Product Eligibility

Min Age - 18.

Residency Status - Australian Resident.

Other - Credit And Lending Criteria Apply.

Bank Fees and Charges

Bank Cheque Fee (Event), Amount: 12.75.

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Like this mortgage product?

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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