For those who want the certainty of a fixed interest rate and repayment for their preferred term - with added flexibility of a redraw facility.
Category: Home Loans Last Updated October 18, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Owner occupier, principal and interest repayments only. Minimum new loan amount of $150,000, with a loan to valuation ratio of 60% of less. Eligibility for new borrower specials for customers seeking both fixed and variable rates will be based on the combined loan amount. A fixed rate break cost fee may be payable and equates to a reasonable estimate of our loss caused by the break.
Interest Rate 5.64% PA
Comparison Rate 6.77%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, FIXED, 5.94%
Lending Rate Type: Fixed
Interest Rate: 5.94%, Comparison Rate 7.40%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.89%
Lending Rate Type: Fixed
Interest Rate: 5.89%, Comparison Rate 7.24%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.09%
Lending Rate Type: Fixed
Interest Rate: 6.09%, Comparison Rate 7.18%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.09%
Lending Rate Type: Fixed
Interest Rate: 6.09%, Comparison Rate 7.07%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.04%
Lending Rate Type: Fixed
Interest Rate: 6.04%, Comparison Rate 7.47%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.84%
Lending Rate Type: Fixed
Interest Rate: 5.84%, Comparison Rate 7.28%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.79%
Lending Rate Type: Fixed
Interest Rate: 5.79%, Comparison Rate 7.11%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.99%
Lending Rate Type: Fixed
Interest Rate: 5.99%, Comparison Rate 7.04%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.99%
Lending Rate Type: Fixed
Interest Rate: 5.99%, Comparison Rate 6.92%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.14%
Lending Rate Type: Fixed
Interest Rate: 6.14%, Comparison Rate 7.48%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.94%
Lending Rate Type: Fixed
Interest Rate: 5.94%, Comparison Rate 7.30%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.89%
Lending Rate Type: Fixed
Interest Rate: 5.89%, Comparison Rate 7.14%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.09%
Lending Rate Type: Fixed
Interest Rate: 6.09%, Comparison Rate 7.08%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.09%
Lending Rate Type: Fixed
Interest Rate: 6.09%, Comparison Rate 6.97%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.69%
Lending Rate Type: Fixed
Interest Rate: 5.69%, Comparison Rate 6.88%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.69%
Lending Rate Type: Fixed
Interest Rate: 5.69%, Comparison Rate 6.77%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.84%
Lending Rate Type: Fixed
Interest Rate: 5.84%, Comparison Rate 6.72%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.84%
Lending Rate Type: Fixed
Interest Rate: 5.84%, Comparison Rate 6.63%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.84%
Lending Rate Type: Fixed
Interest Rate: 5.84%, Comparison Rate 6.92%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.64%
Lending Rate Type: Fixed
Interest Rate: 5.64%, Comparison Rate 6.77%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.64%
Lending Rate Type: Fixed
Interest Rate: 5.64%, Comparison Rate 6.65%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.79%
Lending Rate Type: Fixed
Interest Rate: 5.79%, Comparison Rate 6.60%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.79%
Lending Rate Type: Fixed
Interest Rate: 5.79%, Comparison Rate 6.51%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.89%
Lending Rate Type: Fixed
Interest Rate: 5.89%, Comparison Rate 6.92%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.69%
Lending Rate Type: Fixed
Interest Rate: 5.69%, Comparison Rate 6.78%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.69%
Lending Rate Type: Fixed
Interest Rate: 5.69%, Comparison Rate 6.66%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.84%
Lending Rate Type: Fixed
Interest Rate: 5.84%, Comparison Rate 6.61%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.84%
Lending Rate Type: Fixed
Interest Rate: 5.84%, Comparison Rate 6.53%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.89%
Lending Rate Type: Fixed
Interest Rate: 5.89%, Comparison Rate 7.03%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
Product Features
Digital BankingAdditional Information: Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.
Notifications
Npp Enabled
Npp PayidAdditional Information: Set up a pay ID to receive lightning fast payments.
OtherAdditional Information: Save on paper, receive and view your statements online with eStatements.
RedrawAdditional Information: Access additional payments made to your home loan. Minimum $500. Maximum $20,000.