3 Year Fixed Home Loan Investment

 General Lending Rates

• Lending Rate Type: Fixed
• Interest Rate: 5.69%, Comparison Rate 6.52%
• Repayment Type: Principal And Interest
• Loan Purpose: Investment

 Product Features

• Npp Enabled

• Digital Banking

 Product Eligibility

• Residency Status - Must Be An Australian Resident.

• Min Age - 18.

• Natural Person

 Bank Fees and Charges

• Early Termination Fee (Variable), Amount: Not Listed.. Additional Information: Payable if you repay your loan or change to a variable interest rate during the fixed rate period. Applicable to fixed term loans only. Interest differential as defined in the loan contract + $200 administration fee is payable.

• Loan Document Fee - Top Up (Event), Amount: 350.00. Additional Information: Payable for further advance. Valuation fees are payable at cost.

• Early Payment Fee (Variable), Amount: Not Listed.. Additional Information: Payable if you make extra repayments that exceed $10,000 per annum during any fixed period. Applicable to fixed term loans only. Interest differential as defined in the loan contract is payable.

• Substitution Of Mortgage Security (single Property) Fee - For New Loans (Event), Amount: 350.00. Additional Information: Payable for substitution of a mortgage security

• Valuation Fee (Variable), Amount: Not Listed.. Additional Information: The cost of the first valuation for a new security is covered by RACQ Bank. Any additional valuation required on an existing security will be payable by the member at cost.

• Company / Trust - Borrower / Guarantor Party Fee Company Search And Review Fee (Event), Amount: 150.00. Additional Information: Payable for each company or trust borrower / guarantor party on the loan.

• Home Loan Fixed Rate Lock Fee (Event), Amount: 500.00. Additional Information: If you elect to lock your fixed interest rate for a period of 90 days from the date you return your Home Loan Fixed Rate Lock Agreement.

• Discharge Fee (Exit), Amount: 165.00. Additional Information: Payable for standard partial or full discharges.

• Default Enforcement Expenses (Variable), Amount: Not Listed.. Additional Information: May apply if enforcement services are required as part of default administration

• Substitution Of Mortgage Security (single Property) Fee - For Variations (Event), Amount: 200.00. Additional Information: Payable for substitution of a mortgage security

• Document Preparation And Settlement Fee (Upfront), Amount: 550.00. Additional Information: Document Preparation and Settlement Fee includes the cost of title search, document preparation and settlement fees - document generation, distribution of documents, verification of returned documents, verification of search requirements, settlement booking, settlement attendance (PEXA or paper) and lodgement of title documents

 Limitations & Restrictions (Constraints)

• Min Limit of 20000.00