Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.10% · 1AUD = 0.63 USD · Inflation: 2.4%

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Example Interest Rates: Home Loan Variable: 5.13% (5.89%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.13% (5.89%*) • Investment IO: 5.64% (6.42%*) • Investment PI: 4.99% (5.91%*)

Mortgage Breaker Investment Interest Only

Our Mortgage Breaker Investor interest only variable home loan gives you the flexibility to make unlimited additional repayments.

Category: Home Loans Last Updated March 3, 2025 Effective March 21, 2025

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT Interest Only product. Additional Information

Interest Rate
6.04% PA

Comparison Rate
6.08%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

LVR >60% to ≤70% discount

Minimum: 60.01 PERCENT Maximum: 70 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.14%, Comparison Rate 6.18%
Repayment Type: Interest Only
Loan Purpose: Investment

Lending Rate Type: Variable
Interest Rate: 8.79%, Comparison Rate 8.84%
Repayment Type: Interest Only
Loan Purpose: Investment

LVR >70% to ≤80% discount

Minimum: 70.01 PERCENT Maximum: 80 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.19%, Comparison Rate 6.23%
Repayment Type: Interest Only
Loan Purpose: Investment

LVR ≤60% discount

Minimum: 0.01 PERCENT Maximum: 60 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.04%, Comparison Rate 6.08%
Repayment Type: Interest Only
Loan Purpose: Investment

LVR >80% to ≤90% discount

Minimum: 80.01 PERCENT Maximum: 90 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.34%, Comparison Rate 6.38%
Repayment Type: Interest Only
Loan Purpose: Investment

Product Features

Npp Enabled

Digital Banking

Product Eligibility

Min Age - 18.

Natural Person

Residency Status - Must Be An Australian Resident.

Bank Fees and Charges

Loan Document Fee - Top Up (Event), Amount: 350.00. Additional Information: Payable for a further advance against existing security. Valuation fee at cost.

Valuation Fee (Variable), Amount: Not Listed.. Additional Information: The cost of the first valuation for a new security is covered by RACQ Bank. Any additional valuation required on an existing security will be payable by the member at cost.

Company / Trust - Borrower / Guarantor Party Fee Company Search And Review Fee (Event), Amount: 150.00. Additional Information: Payable for each company or trust borrower / guarantor party on the loan.

Discharge Fee (Exit), Amount: 300.00. Additional Information: Payable for standard partial or full discharges.

Default Enforcement Expenses (Variable), Amount: Not Listed.. Additional Information: May apply if enforcement services are required as part of default administration.

Substitution Of Mortgage Security (Event), Amount: 350.00. Additional Information: Per property.

Document Preparation And Settlement Fee (Upfront), Amount: 550.00. Additional Information: Document Preparation and Settlement Fee includes the cost of title search, document preparation and settlement fees - document generation, distribution of documents, verification of returned documents, verification of search requirements, settlement booking, settlement attendance (PEXA or paper) and lodgement of title documents.

Limitations & Restrictions (Constraints)

Min Limit of 20000.00

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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