Our Mortgage Breaker Investor interest only variable home loan gives you the flexibility to make unlimited additional repayments.
Category: Home Loans Last Updated September 30, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a VARIABLE INVESTMENT Interest Only product. Additional Information
Interest Rate 6.29% PA
Comparison Rate 6.29%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
LVR >60% to ≤70% discount
Minimum: 60.01 PERCENT Maximum: 70 PERCENT
Lending Rate Type: Variable
Interest Rate: 6.39%, Comparison Rate 6.39%
Repayment Type: Interest Only
Loan Purpose: Investment
Lending Rate Type: Variable
Interest Rate: 9.04%, Comparison Rate 9.04%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR >70% to ≤80% discount
Minimum: 70.01 PERCENT Maximum: 80 PERCENT
Lending Rate Type: Variable
Interest Rate: 6.44%, Comparison Rate 6.44%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR ≤60% discount
Minimum: 0.01 PERCENT Maximum: 60 PERCENT
Lending Rate Type: Variable
Interest Rate: 6.29%, Comparison Rate 6.29%
Repayment Type: Interest Only
Loan Purpose: Investment
LVR >80% to ≤90% discount
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
Lending Rate Type: Variable
Interest Rate: 6.59%, Comparison Rate 6.59%
Repayment Type: Interest Only
Loan Purpose: Investment
Product Features
Npp Enabled
Digital Banking
Product Eligibility
Min Age - 18.
Natural Person
Residency Status - Must Be An Australian Resident.
Bank Fees and Charges
Mortgage Top Up Fee (Event), Amount: 0.00. Additional Information: Payable for further advance. Valuation fees are payable at cost.
Substitution Of Mortgage Security (single Property) Fee - For New Loans (Event), Amount: 350.00. Additional Information: Payable for substitution of a mortgage security
Additional Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Payable at cost
Company / Trust - Borrower / Guarantor Party Fee Company Search And Review Fee (Event), Amount: 150.00. Additional Information: Payable for each company or trust borrower / guarantor party on the loan.
Establishment Fee (Upfront), Amount: 0.00. Additional Information: Establishment Fee includes valuation fee up to $300, title search, document preparation and settlement fees - document generation, distribution of documents, verification of returned documents, verification of search requirements, settlement booking, settlement attendance (PEXA or paper) and lodgement of title documents
Discharge Fee (Exit), Amount: 165.00. Additional Information: Payable for standard partial or full discharges.
Default Enforcement Expenses (Variable), Amount: Not Listed.. Additional Information: May apply if enforcement services are required as part of default administration
Substitution Of Mortgage Security (single Property) Fee - For Variations (Event), Amount: 200.00. Additional Information: Payable for substitution of a mortgage security