Fixed Rate Home Loan Owner Occupied Principal & Interest
Category: Home Loans Last Updated February 27, 2025 Effective March 21, 2025
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information <80% LVR,3 years fixed rate -5.49%
Interest Rate 5.49% PA
Comparison Rate 5.89%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, FIXED, 5.69%
Lending Rate Type: Fixed
Interest Rate: 5.69%, Comparison Rate 5.97%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.49%
Lending Rate Type: Fixed
Interest Rate: 5.49%, Comparison Rate 5.89%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.69%
Lending Rate Type: Fixed
Interest Rate: 5.69%, Comparison Rate 5.91%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.74%
Lending Rate Type: Fixed
Interest Rate: 5.74%, Comparison Rate 5.91%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.04%
Lending Rate Type: Fixed
Interest Rate: 6.04%, Comparison Rate 6.04%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.99%
Lending Rate Type: Fixed
Interest Rate: 5.99%, Comparison Rate 6.03%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.79%
Lending Rate Type: Fixed
Interest Rate: 5.79%, Comparison Rate 5.97%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.04%
Lending Rate Type: Fixed
Interest Rate: 6.04%, Comparison Rate 6.04%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.29%
Lending Rate Type: Fixed
Interest Rate: 6.29%, Comparison Rate 6.29%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
Product Features
Digital BankingAdditional Information: Our secure Online Banking service means access to your accounts 24 hours a day, seven days a week.
Npp EnabledAdditional Information: This account is able to receive Osko payments
Npp PayidAdditional Information: PayIDs can be linked with this account
OtherAdditional Information: Repayment options of weekly, fortnightly, or monthly
Product Eligibility
Employment Status - Full Time, Part Time, Casual, Self Employed.
Min Age - 18. Additional Information: 18 years and above
Natural Person
OtherAdditional Information: Minimum deposit 10%
Residency Status - Customers Who Are Permanent Resident Or Citizens May Apply For The Product.
Limitations & Restrictions (Constraints)
Min Limit of 150000.00 Additional Information: Minimum amount $150K
