Category: Home Loans Last Updated February 27, 2025 Effective April 14, 2025
General Lending Rates
Rates listed below are for a FIXED Owner Occupied Interest Only product. Additional Information <80% LVR, 3 year fixed rate - 5.89%
Interest Rate 5.89% PA
Comparison Rate 6.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, FIXED, 6.09%
Lending Rate Type: Fixed
Interest Rate: 6.09%, Comparison Rate 6.05%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.89%
Lending Rate Type: Fixed
Interest Rate: 5.89%, Comparison Rate 6.00%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.09%
Lending Rate Type: Fixed
Interest Rate: 6.09%, Comparison Rate 6.06%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.14%
Lending Rate Type: Fixed
Interest Rate: 6.14%, Comparison Rate 6.08%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.44%
Lending Rate Type: Fixed
Interest Rate: 6.44%, Comparison Rate 6.08%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.39%
Lending Rate Type: Fixed
Interest Rate: 6.39%, Comparison Rate 6.11%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.19%
Lending Rate Type: Fixed
Interest Rate: 6.19%, Comparison Rate 6.08%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.39%
Lending Rate Type: Fixed
Interest Rate: 6.39%, Comparison Rate 6.16%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.44%
Lending Rate Type: Fixed
Interest Rate: 6.44%, Comparison Rate 6.21%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied
Product Features
Digital BankingAdditional Information: Our secure Online Banking service means access to your accounts 24 hours a day, seven days a week.
Npp EnabledAdditional Information: This account is able to receive Osko payments
Npp PayidAdditional Information: PayIDs can be linked with this account
OtherAdditional Information: Repayment option monthly only
Product Eligibility
Employment Status - Full Time, Part Time, Casual, Self Employed.
Min Age - 18. Additional Information: 18 years and above
Natural Person
OtherAdditional Information: Minimum deposit 10%
Residency Status - Customers Who Are Permanent Resident Or Citizens May Apply For The Product.
Limitations & Restrictions (Constraints)
Min Limit of 150000.00 Additional Information: Minimum amount $150K