Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.10% · 1AUD = 0.63 USD · Inflation: 2.4%

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Example Interest Rates: Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

NAB Base Variable Rate Home Loan

Take advantage of our simple, low-rate home loan with no monthly or annual servicing fees.

Category: Home Loans Last Updated April 8, 2025 Effective April 14, 2025

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information Owner occupier principal and interest

Interest Rate
6.19% PA

Comparison Rate
6.23%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

OWNER_OCCUPIED, VARIABLE, 7.09%

Lending Rate Type: Variable
Interest Rate: 7.09%, Comparison Rate 6.62%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

INVESTMENT, VARIABLE, 6.71%

Lending Rate Type: Variable
Interest Rate: 6.71%, Comparison Rate 6.75%
Repayment Type: Principal And Interest
Loan Purpose: Investment

INVESTMENT, VARIABLE, 7.42%

Lending Rate Type: Variable
Interest Rate: 7.42%, Comparison Rate 7.06%
Repayment Type: Interest Only
Loan Purpose: Investment

Product Features

Redraw Additional Information: If you’re at least one full repayment ahead, you can redraw $500 or more with no fees. It’s simple to redraw using NAB Internet Banking.

Digital Banking Additional Information: Control from your pocket. Stay on top of your home loan through the NAB App. You can track your home loan progress, estimate your property equity and more.

Other Additional Information: Flexible repayments. Choose when you make your repayments - weekly, fortnightly or monthly.

Product Eligibility

Min Age - 18.

Residency Status - Australian Citizen Or Permanent Resident, Or New Zealand Citizen. Restrictions Apply If Residential Address Is An Overseas Addresss..

Other Additional Information: Lending criteria apply.

Bank Fees and Charges

Application Fee (Upfront), Amount: 0.00.

Mortgage Discharge Fee (Event), Amount: 350.00.

Production Of Documents (Event), Amount: 150.00.

Company Name Search (Event), Amount: 40.00.

Business Name Search (Event), Amount: 40.00.

Limitations & Restrictions (Constraints)

Opening Balance of 20000.00

Document Downloads

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.

Timezone: 1 · [ CHANGE ]

Want a No Obligation Discussion?

Like this mortgage product?

General Enquires: 1300 235 433 • Support: (02) 8765 8887

The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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