As one of the first Defence Home Ownership Assistance Scheme (DHOAS) approved home loan providers, we’re committed to serving those who serve. Whether you’re still in the Australian Defence Force (ADF) or transitioning out, NAB is there for you. ADF members are eligible to apply for a NAB Defence Force Home Loan provided they satisfy the requirements under the DHOAS.
Category: Home Loans Last Updated February 28, 2025 Effective March 21, 2025
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information 3 years fixed term
Interest Rate 5.89% PA
Comparison Rate 6.62%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
RedrawAdditional Information: •Variable-rate periods only. •Minimum redraw $500.
OtherAdditional Information: Construction lending available
OtherAdditional Information: Ability to split your borrowing into a fixed rate loan and a variable rate loan.
Product Eligibility
Natural Person
Min Age - 18.
OtherAdditional Information: Restricted to eligible Australian Defence Force members
Residency Status - Australian Citizen Or Permanent Resident, Or New Zealand Citizen. Restrictions Apply If Residential Address Is An Overseas Addresss..