RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.69% (6.52%*) • Investment PI: 5.49% (5.98%*)

  2 YEAR DISCOUNTED BASIC VARIABLE LOAN OWNER OCCUPIED P&I

2 YEAR DISCOUNTED BASIC VARIABLE LOAN OWNER OCCUPIED P&I
Category: Home Loans  Last Updated March 25, 2024  Effective December 18, 2024

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw Additional Information: Minimum
  • Redraw Additional Information: Free
  • Digital Banking Additional Information: Online Banking The Mac App
  • Npp Payid
  • Npp Enabled
  • Free Txns Additional Information: Fee free transaction accounts
  • Other Additional Information: No penalty or fee for additional repayments

 Product Eligibility

  • Natural Person
  • Min Age - 18.
  • Other Additional Information: Maximum term

 Bank Fees and Charges

  • Application Fee (Upfront), Amount: 400.00.
  • Application Fee Bridging Loan (Upfront), Amount: 800.00.
  • Application Fee Top Up (Upfront), Amount: 300.00.
  • Collection Fee (Variable), Amount: 0.00. Additional Information: At cost fee
  • Default Notices (Upfront), Amount: 55.00.
  • General Consent Fee (Upfront), Amount: 150.00.
  • Legal Fee (Variable), Amount: 0.00. Additional Information: At cost
  • Mortgage Discharge Fee (Upfront), Amount: 200.00.
  • Substitution Of Security Fee (Upfront), Amount: 250.00.
  • Production Of Title Deed Fee (Upfront), Amount: 150.00.
  • Switching Fee (Upfront), Amount: 50.00.
  • Valuation Fee (Variable), Amount: 220.00. Additional Information: Valuation charged at cost

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
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■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]
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