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Category: Home Loans Last Updated October 14, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Fixed 3 Years. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate 5.54% PA
Comparison Rate 6.82%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Redraw
Digital Banking
Notifications
OtherAdditional Information: Flexible repayments options available
OtherAdditional Information: Additional repayments available - max $10,000 per year
OtherAdditional Information: No monthly account keeping/service fees
OtherAdditional Information: Loan period up to 30 years
OtherAdditional Information: Ability to split loan
Product Eligibility
Min Age - 18.
Residency Status - Australian Citizen Or Permanent Resident.
OtherAdditional Information: As a Customer Owned Bank, customers must become a shareholder of Unity Bank to open an account.
OtherAdditional Information: Credit eligibility criteria, terms and conditions, fees and charges apply.
Copies Of Previous Statements (Event), Amount: 2.50.
Frequent Statement Fee (Periodic), Amount: 2.00.
Consent To Subdivision (Event), Amount: 250.00. Additional Information: Valuation, Legal and Government fees are additional
Consent To Subdivision - Valuation, Government And Legal Fees (Event), Amount: 0.00.
Discharge Of Mortgage - Government And Legal Fees (Event), Amount: 0.00.
Discharge Of Mortgage - Preparation Processing Fee (Event), Amount: 300.00. Additional Information: Legal and Government fees are additional
Mortgage Loan - Legal & Valuation Fees (Upfront), Amount: 0.00. Additional Information: Other fees and charges may apply and will be specified at the time the loan is approved.