Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.10% · 1AUD = 0.63 USD · Inflation: 2.4%

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Example Interest Rates: Home Loan Variable: 5.13% (5.89%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.13% (5.89%*) • Investment IO: 5.64% (6.42%*) • Investment PI: 4.99% (5.91%*)

Home Sweet Home Loan

A variable home loan that ideal for both experienced and first home buyers.

Category: Home Loans Last Updated February 26, 2025 Effective March 21, 2025

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information For Owner Occupier loan purpose with Principal and Interest repayments. The comparison rate is based on a $150,000 secured loan for a term of twenty five years for all home loans. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest Rate
6.24% PA

Comparison Rate
6.39%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

>70% LVR - Discount

Minimum: 70.01 PERCENT Maximum: 90 PERCENT

Lending Rate Type: Discount
Interest Rate: 5.79%, Comparison Rate 6.49%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

<=70% LVR - Standard

Minimum: 0.01 PERCENT Maximum: 70 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.24%, Comparison Rate 6.39%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

>70% LVR - Standard

Minimum: 70.01 PERCENT Maximum: 90 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.39%, Comparison Rate 6.61%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Product Features

Redraw

Digital Banking

Npp Enabled

Product Eligibility

Natural Person

Bank Fees and Charges

150 Annual Fee (Periodic), Amount: 150.00.

150 Offset Fee (Periodic), Amount: 150.00. Additional Information: Only payable if OFFSET feature enabled

350 Establishment Fee (Upfront), Amount: 350.00.

Legal And Valuation Fees (Variable), Amount: 0.00. Additional Information: Third party costs including solicitors, valuers, agent fees & government charges including stamp duty, registration and any other fees we incur as applicable.

Other Fees And Charges May Apply (Variable), Amount: 0.00. Additional Information: A full list of fees and charges will be provided if loan is approved. Visit: https://horizonbank.com.au/more/important-info/fees-and-charges/

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Like this mortgage product?

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The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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