liteBlue O/Occ I/O(up to 60% LVR)

 General Lending Rates

 Product Features

• Digital Banking

• Redraw Additional Information: Unlimited redraw using online banking

• Other Additional Information: No monthly account keeping fees

• Other Additional Information: Flexible Repayments - weekly, fortnightly or monthly

• Other Additional Information: eStatements only on this product

 Product Eligibility

• Min Age - 18. Additional Information: 18

• Other Additional Information: Maximum Loan to Value Ratio of 60%

• Residency Status - Must Be An Australian Resident Or Citizen, With An Australian Residential Mailing Address.

• Other Additional Information: Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply

 Bank Fees and Charges

• Lbappfee (Payment), Amount: 199.00. Additional Information: This fee is a once off charge for a liteBlue application

• Titleprodfee (Event), Amount: 150.00. Additional Information: Payable when you ask us to produce the title to you or another credit provider

• Titlesearch (Event), Amount: 50.00. Additional Information: Payable when you undertake a title search in relation to any security

• Settlementattfee (Event), Amount: 75.00. Additional Information: Payable when we are required to attend any settlement on your behalf

• Searchfee (Event), Amount: 20.00. Additional Information: Payable when we undertake any search in relation to your company or business at ASIC

• Progpayment (Event), Amount: 30.00. Additional Information: Payable on the 8th and any subsequent drawdown on a construction loan

• Photocopyfee (Event), Amount: 3.00. Additional Information: $3 per page. Payable when you ask us to photocopy documents for you

• Discharge Fee (Exit), Amount: 350.00. Additional Information: Payable when any security is wholly or partially discharged.

• Redraw (Transaction), Amount: 30.00. Additional Information: Payable each time you request a redraw on your loan over the counter. For all loans apart from Interest Saver loans, this fee is waived for the first redraw requested each month. This fee does not apply if your request is processed via iBank

• Consent Fee (Event), Amount: 150.00. Additional Information: Payable when you ask us to consent to a second mortgage on any security

• Defaultfee (Payment), Amount: 20.00. Additional Information: Payable on the last day of each month during which there is an amount overdue for payment on your loan.

• Agent Fee (Payment), Amount: 150.00. Additional Information: Payable if we need to instruct an agent in connection with the settlement of your loan

• Chqfee (Event), Amount: 10.00. Additional Information: Payable for each cheque required on settlement in excess of five (5) cheques

• Duplicatestatementfee (Event), Amount: 2.00. Additional Information: Duplicate Statement Fee - $2 per page of statement produced. Payable when you ask us to produce duplicate statements for you.

• Landtitle (Variable), Amount: 0.00. Additional Information: Priced on application - Payable when you request us to produce a title deed

• Legalcosts (Variable), Amount: 0.00. Additional Information: Priced on application - Payable when we pay our solicitors as a result of your application for a variabtion to, discharge of or our consent to any variation of your agreement or security

• Securitysearch (Variable), Amount: 0.00. Additional Information: Priced on application - Payable if we need to search a register in relation to any security

• Valfee (Variable), Amount: 0.00. Additional Information: Priced on application - Payable when we have to pay a valuer as a result of your application for our consent to any matter relating to this agreement or the security, a variation of the agreement or security, or for a progress payment under a construction loan

• Contractvariationfee (Event), Amount: 300.00. Additional Information: Payable in the event we agree to vary your loan agreement

• Switchfee (Event), Amount: 300.00. Additional Information: Payable when you convert from one interest rate option to another. This fee is in addition to any break costs payable

• Dishonourfee (Payment), Amount: 16.00. Additional Information: Payable if a direct debit from another account to your loan is declined or a cheque deposited to your loan account is dishonoured

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