RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Example Interest Rates: Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.69% (6.52%*) • Investment PI: 5.49% (5.98%*)

  Standard Variable Plus Investment

Standard Variable Plus Investment
Category: Home Loans  Last Updated November 26, 2024  Effective December 18, 2024

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information
Interest Rate
5.99% PA
Comparison Rate
6.47%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  80% - 95% LVR
Minimum: 81 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.79%, Comparison Rate 6.97%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <=80% LVR
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 6.56%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  80% - 95% LVR
Minimum: 81 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.29%, Comparison Rate 6.91%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <=80% LVR
  • Lending Rate Type: Fixed
  • Interest Rate: 5.99%, Comparison Rate 6.47%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  80% - 95% LVR
Minimum: 81 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.99%, Comparison Rate 6.79%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <=80% LVR
  • Lending Rate Type: Fixed
  • Interest Rate: 5.99%, Comparison Rate 6.43%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  80% - 95% LVR
Minimum: 81 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.99%, Comparison Rate 6.72%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment

 Product Features

  • Redraw
  • Offset

 Product Eligibility

  • Min Age - 18. Additional Information: 18 Years and Over
  • Natural Person
  • Residency Status - Permenant Residency Is Required.
  • Other Additional Information: Terms, conditions, lending eligibility and approval criteria apply

 Bank Fees and Charges

  • Gmcu Title Search Fee (Event), Amount: 25.30.
  • Goods Security Agreement Preparation Fee (Event), Amount: 30.00. Additional Information: charged if a Goods Security Agreement is required as security (e.g. over a vehicle)
  • Loan Contract Variation Fee (Event), Amount: 300.00. Additional Information: For Each Variation
  • Loan Default Fee (Event), Amount: 10.00.
  • Loan Default Fee- Second Reminder Letter (Event), Amount: 15.00.
  • Loan Default Fee- Final Notice (Event), Amount: 25.00.
  • Mortgage Preparation Fee (Event), Amount: 0.00. Additional Information: Mortgage documents prepared by solicitor payable by member at cost
  • Registration Of Mortgage Fee (Event), Amount: 0.00. Additional Information: Registration of mortgage payable by member at cost
  • Valuation Fee (Event), Amount: 0.00. Additional Information: Valuation fee payable by member at cost
  • Loan Establishment Fee (Upfront), Amount: 500.00.
  • Discharge Of Mortgage Fee (Event), Amount: 350.00. Additional Information: For preparation of discharge documentation on your written request. Legal/agent/government costs at cost.
  • Loan Redraw Fee (Transaction), Amount: 50.00.
  • Stamp Duties On Securities (Event), Amount: 0.00. Additional Information: Stamp Duties on Securities payable by Member at cost
  • Rate Lock Fee (Event), Amount: 600.00. Additional Information: Rate Lock Fee payable by Member
  • Loan Security Guarantee Fee (Event), Amount: 100.00. Additional Information: Loan Security Guarantee Fee payable by Member
  • Home Loan Monthly Service Fee (Periodic), Amount: 8.00.

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

■ ■ ■

 
Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
  Timezone: 1 · [ CHANGE ]

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