Category: Home Loans Last Updated October 17, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information
Interest Rate 6.14% PA
Comparison Rate 6.48%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
80% - 95% LVR
Minimum: 81 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Variable
Interest Rate: 6.79%, Comparison Rate 6.97%
Repayment Type: Principal And Interest
Loan Purpose: Investment
<=80% LVR
Lending Rate Type: Fixed
Interest Rate: 6.29%, Comparison Rate 6.56%
Repayment Type: Principal And Interest
Loan Purpose: Investment
80% - 95% LVR
Minimum: 81 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.29%, Comparison Rate 6.91%
Repayment Type: Principal And Interest
Loan Purpose: Investment
<=80% LVR
Lending Rate Type: Fixed
Interest Rate: 6.19%, Comparison Rate 6.51%
Repayment Type: Principal And Interest
Loan Purpose: Investment
80% - 95% LVR
Minimum: 81 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.19%, Comparison Rate 6.83%
Repayment Type: Principal And Interest
Loan Purpose: Investment
<=80% LVR
Lending Rate Type: Fixed
Interest Rate: 6.14%, Comparison Rate 6.48%
Repayment Type: Principal And Interest
Loan Purpose: Investment
80% - 95% LVR
Minimum: 81 PERCENT Maximum: 95 PERCENT
Lending Rate Type: Fixed
Interest Rate: 6.14%, Comparison Rate 6.76%
Repayment Type: Principal And Interest
Loan Purpose: Investment
Product Features
Redraw
Offset
Product Eligibility
Min Age - 18. Additional Information: 18 Years and Over
Natural Person
Residency Status - Permenant Residency Is Required.
OtherAdditional Information: Terms, conditions, lending eligibility and approval criteria apply
Bank Fees and Charges
Gmcu Title Search Fee (Event), Amount: 25.30.
Goods Security Agreement Preparation Fee (Event), Amount: 30.00. Additional Information: charged if a Goods Security Agreement is required as security (e.g. over a vehicle)
Loan Contract Variation Fee (Event), Amount: 300.00. Additional Information: For Each Variation
Loan Default Fee (Event), Amount: 10.00.
Loan Default Fee- Second Reminder Letter (Event), Amount: 15.00.
Loan Default Fee- Final Notice (Event), Amount: 25.00.
Mortgage Preparation Fee (Event), Amount: 0.00. Additional Information: Mortgage documents prepared by solicitor payable by member at cost
Registration Of Mortgage Fee (Event), Amount: 0.00. Additional Information: Registration of mortgage payable by member at cost
Valuation Fee (Event), Amount: 0.00. Additional Information: Valuation fee payable by member at cost
Loan Establishment Fee (Upfront), Amount: 500.00.
Discharge Of Mortgage Fee (Event), Amount: 350.00. Additional Information: For preparation of discharge documentation on your written request. Legal/agent/government costs at cost.
Loan Redraw Fee (Transaction), Amount: 50.00.
Stamp Duties On Securities (Event), Amount: 0.00. Additional Information: Stamp Duties on Securities payable by Member at cost
Rate Lock Fee (Event), Amount: 600.00. Additional Information: Rate Lock Fee payable by Member
Loan Security Guarantee Fee (Event), Amount: 100.00. Additional Information: Loan Security Guarantee Fee payable by Member
Home Loan Monthly Service Fee (Periodic), Amount: 8.00.