Category: Home Loans Last Updated March 6, 2025 Effective March 21, 2025
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information New Money for Owner occupied with a LVR not exceeding 60%
Interest Rate 5.84% PA
Comparison Rate 6.12%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, VARIABLE, 5.84%
Lending Rate Type: Variable
Interest Rate: 5.84%, Comparison Rate 6.12%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied
Product Features
Digital BankingAdditional Information: View the balance of the account and transfer extra funds whenever you like for free
Offset
RedrawAdditional Information: Minimum redraw amount $1,000 - capped at $20,000
Unlimited TxnsAdditional Information: Extra repayments accepted without penalty
Product Eligibility
Min Age - 18.
Natural Person
OtherAdditional Information: Membership - You must be or become a FSCU member
Residency Status - Australian Residents Only.
Bank Fees and Charges
Home Loan Redraw (Event), Amount: 0.00.
Home Loan 1st Mortgage Application Fee (Upfront), Amount: 300.00.