Bank Products – BeliefMedia Finance & Mortgage Broker Digital Marketing

RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%

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Example Interest Rates: Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.39% (6.67%*) • Fixed: 5.39% (6.67%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.69% (6.52%*) • Investment PI: 5.49% (5.98%*)

SIMPLE HOME LOAN

Category: Home Loans Last Updated January 7, 2025 Effective January 10, 2025

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information

Interest Rate
5.99% PA

Comparison Rate
5.99%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

60 to 70 LVR

Minimum: 60.0001 PERCENT Maximum: 70 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.09%, Comparison Rate 6.09%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Over 70 LVR

Minimum: 70.0001 PERCENT Maximum: 95 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.19%, Comparison Rate 6.19%
Repayment Type: Principal And Interest
Loan Purpose: Owner Occupied

Under 60 LVR

Minimum: 0.0001 PERCENT Maximum: 60 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.19%, Comparison Rate 6.19%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

60 to 70 LVR

Minimum: 60.0001 PERCENT Maximum: 70 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.29%, Comparison Rate 6.29%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Over 70 LVR

Minimum: 70.0001 PERCENT Maximum: 95 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.39%, Comparison Rate 6.39%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Under 60 LVR

Minimum: 0.0001 PERCENT Maximum: 60 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.24%, Comparison Rate 6.27%
Repayment Type: Principal And Interest
Loan Purpose: Investment

60 to 70 LVR

Minimum: 60.0001 PERCENT Maximum: 70 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.34%, Comparison Rate 6.37%
Repayment Type: Principal And Interest
Loan Purpose: Investment

Over 70 LVR

Minimum: 70.0001 PERCENT Maximum: 95 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.44%, Comparison Rate 6.47%
Repayment Type: Principal And Interest
Loan Purpose: Investment

Under 60 LVR

Minimum: 0.0001 PERCENT Maximum: 60 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.44%, Comparison Rate 6.47%
Repayment Type: Interest Only
Loan Purpose: Investment

60 to 70 LVR

Minimum: 60.0001 PERCENT Maximum: 70 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.54%, Comparison Rate 6.57%
Repayment Type: Interest Only
Loan Purpose: Investment

Over 70 LVR

Minimum: 70 PERCENT Maximum: 95 PERCENT

Lending Rate Type: Variable
Interest Rate: 6.64%, Comparison Rate 6.67%
Repayment Type: Interest Only
Loan Purpose: Investment

Product Features

Digital Banking

Card Access

Notifications Additional Information: Email, SMS

Redraw

Product Eligibility

Min Age - 18.

Natural Person

Residency Status - Australian Residents.

Bank Fees and Charges

Bridgingloan (Upfront), Amount: 250.00. Additional Information: Administration fee to cover the cost of setting-up a bridging loan when buying and selling a property

Invloan Admin Fee (Upfront), Amount: 400.00. Additional Information: Plus Costs

Constructionloan (Upfront), Amount: 600.00. Additional Information: Construction loan fee which includes up to five progress payments to suppliers, additional construction loan progress payment fees $50 per payment

Contractvariation (Event), Amount: 150.00.

Legalfees (Variable), Amount: Not Listed.. Additional Information: First Option covers the first $1000 of Valuation and Legal Fees, other external costs are on-charged at-cost.

Loanadmin (Event), Amount: 250.00.

Loanconsent (Event), Amount: 400.00.

Mortgagedischarge (Variable), Amount: 175.00. Additional Information: Calculated at time of Discharge, up to a maximum of $600

Securityguarantee (Variable), Amount: 250.00.

Securitysubstitution (Variable), Amount: 250.00.

Titleproduction (Variable), Amount: 150.00.

Governmentfeescharges (Variable), Amount: Not Listed.. Additional Information: Stamp Duties and other government costs depend on value of the property and state

Limitations & Restrictions (Constraints)

Min Limit of 5000.00

Max Limit of 2000000.00

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Timezone: 1 · [ CHANGE ]

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Like this mortgage product?

General Enquires: 1300 235 433 • Support: (02) 8765 8887

The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice. [ Example Credit Guide Link ]

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